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Stylish, VERSATILE family home: Front room - Step away from the rest of the family to read, chat on the phone, have a private conversation during a party, or work in a sun-drenched office closed off with one-of-a-kind custom wood doorsORBedrooms are plentiful in this home; however, this enclosed room has a closet and multiple windows to act as a bedroom, guest room, or a first floor playroom in a pinch. Kitchen/Butler's Pantry/Dining Room/Breakfast Room - New high-end appliances, timeless design, storage galore, and room for a massive Thanksgiving spread make these connected kitchen, dining & breakfast spaces convenient and cozy for basic meals as well as fancy feasts. Baking with the kids or impressing your coworkers with a gourmet meal is a piece of cake in this home. Back porch - Host a bubbly brunch or a football feast for family & friends in this spacious, beautifully lit outdoor living room. There's plenty of space for comfortable couch seating AS WELL AS a table for 6. The BEST fall features. . . a gas ignition wood-burning fireplace to set the mood & a gas grill (hook-up) just steps away. Living room - We all love gathering around a bright white shiplapped fireplace on a cool autumn evening on DI, but how about a warm, walnut-wrapped surround instead? Additionally, this living room can be furnished with a sofa & a handful of accent chairs OR dual sofas with a coffee table in between - your pick. BEST feature. . . this cozy space opens out onto the expansive back porch via a modern black-framed accordion door, doubling the space for a special event or a football Sunday with friends, 2 tvs, and 2 fireplaces. Primary bed & bath - How would you like a private retreat looking out over the waters of the Wando? You're on the second floor away from the clatter of the kitchen and the movie nights in the living room. Ramp up the mood with a glass of wine under the stars on the attached porch. Additionally, the spacious primary bath is tied for second with its free-standing soaker tub and frameless glass shower. Commercials have been shot in this space; it's so beautiful. Jack 'n Jill bedroom suite - If you have two "littles" or more, this is a practical solution. They're even on the same floor as Mom & Dad. However, teens or grandkids have another option - a cozy wood-paneled media room attached via a spacious bathroom to a separate shiplapped bedroom minus the distraction of their games, screens & the "dreaded blue light. " Elevator - If you LOVE carrying groceries up to an elevated home, raise your hand! (Crickets!) The elevator in this home allows you to load your groceries in the rain-protected space of your garage and ride seamlessly up to the main floor. Grandmas & grandpas with their luggage or housekeepers with their supplies also appreciate the ease of traveling from the ground level to the first OR second level of this home in comfort. 3rd story suite - Spoil your teens, yourselves, or your guests with this DI "penthouse. " Three stories up you have the most amazing view of the Wando River. Lovely angular walls and ceilings grace this suite that can be utilized as a teen pied-a-terre, a sky-high primary suite, or an exclusive guest getaway. The large private balcony with views of the Holy City skyline, a full bath, and a separate sitting area make this space one-of-a-kind in Smythe Park. Garage - It's likely you have a lovely multi-car garage, but how would you feel about a 5-bay garage with room for a home gym and storage to spare? Additionally, this Wando View garage has been fully encapsulated to provide a climate-controlled environment amidst Charleston's damp winter & summer days. Your holiday decor and sports gear are well-protected from the elements in this enormous dry space. FROG - A large studio apartment (644 SF not listed in total square footage) with abundant windows and space - that is how many would describe this spacious room, full bath, and full kitchen above the detached garage. It's perfect for a separate office space, a mother-in-law's suite, or an independent living space for a college-aged kiddo. Or, if you want a private air-conditioned space for working out, creating art, or hosting book club, this spot hits the mark. Lot/park - Mature trees and foliage adorn this generous lot lying adjacent to a quiet DI park. In addition to its situation on a corner, the home overlooks a gorgeous marsh that houses only deer, rabbits, and other DI wildlife. Never will your view be blocked by another home, and your backyard has room for a playset, a garden, and/or a fabulous swimming pool only you can imagine. . Please see pool plan and upgrade list in documents section.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,636,000 | $2,636,000 | $2,636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.110% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,967 | $15,804 | $21,890 |
| Total Monthly Payment | $15,092 | $15,929 | $22,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.