4361 WHISTLEWOOD CIRCLE, Lakeland, FL, 33811 | $410,000

Under contract-accepting backup offers. Get ready to move in! Owner has relocated. . . furniture is gone and ready for your own! Make new friends in the highly sought after Carillon Lakes in this meticulously maintained 2430 s. f. WATERFRONT home. Enjoy resort-style living and your own beautiful view from the 200 s. f. enclosed lanai, complete with summer kitchen and wine fridge. This is a three bedroom with additional living room/study with bay windows in front of house, and a hobby room with built-ins for even more flexible living areas, and a huge family room with views of the water. Come explore all the unique features the original owner added while under construction, including raised trusses for more attic space, large primary bedroom where the primary bathroom has two separate toilet rooms, a Roman shower, and six-foot jetted tub. Adjoining double closets have built in designer organizers. Trane HVAC system installed in 2015 and regularly serviced. Double pane windows installed in 2015. Roof replaced in 2019, exterior and partial interior painted in 2022. Central vacuum installed in 2022 and new washer, dryer and microwave in 2024, and new garage door opener in 2025. Other features include cabinets and sink in the laundry room, solar tubes adding extra light in kitchen and breakfast areas, over-sized garage with workshop, tankless gas water heater, and whole house water filter; Beautiful engineered hardwood adorns the floors in the entry way, kitchen, dining room, and living room/study; Summer kitchen has professional type natural gas grill with exhaust system. The entire house is plumbed for gas or electric; Den/hobby room has large built in cabinets, desk, drawers and bookcases; Plantation shutters on the dining room and living room/front study windows. The entire house has been fitted with various hurricane shutters, including electric, accordion style and see-thru panels; Upgraded wiring for security cameras and surround sound speakers throughout interior and exterior of house. Amenities in the gated Carillon Lakes community. include pool and spa, fitness center, lighted tennis and pickleball courts, basketball, shuffleboard, horseshoes, playground, nature trails, private fishing lakes, and 24-hour security. Residents can also enjoy two clubhouses with exercise equipment, craft rooms, meeting/card rooms, library, billiards and ping pong. Low maintenance living includes lawn care, internet, cable all included in the monthly HOA fee. Conveniently located, approximately 30 minutes to Tampa, 45 minutes to Disney, 1 hour to Orlando, and close to the Lakeland Airport, Dinosaur World, shopping, restaurants, museums, hospitals, and more. Schedule your showing today.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Trail(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Electric, Natural Gas, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,430
  • Acreage: 0.16
  • Est. Taxes: $3,454
  • HOA Fee: $284 Monthly
  • Lot Desc: Sidewalk
  • View: Water
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: S5138151
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/S5138151/4361whistlewoodcircle_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2026 3:22:11 AM)
Listing courtesy of Realty Hub   Phone: 407-900-1001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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4361 WHISTLEWOOD CIRCLE, Lakeland, FL, 33811

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $288 $288 $288
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,862 $1,993 $2,637
Total Monthly Payment $2,225 $2,356 $3,000

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.