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NEW PRICE! Whether you’re searching for your retirement home or your seasonal escape, you MUST see this beautifully maintained residence located in the highly sought-after Caribbean Isles Residential Cooperative, where you will enjoy NO LOT RENT, NO CDD, and a low monthly maintenance fee of just $242. Offering 1, 689 square feet of interior living space (2, 729 sq. ft. enclosed and under roof), this two-bedroom, two-bath home also includes a spacious bonus office accessed through French doors — ideal for remote work, hobbies, or additional guest space. The open floor plan and laminate flooring create an inviting, comfortable atmosphere, perfect for both everyday living and entertaining. The home is tastefully and partially furnished, allowing you to settle in and begin enjoying the Florida lifestyle immediately. A fully equipped kitchen, formal dining room, informal dining area, and interior laundry room provide convenience and flexibility. Outdoors, TWO screened living spaces bring wonderful settings for morning coffee, breezy lunches, reading, hosting friends, or simply relaxing in the Gulf Coast sunshine. Two covered parking areas — including one sized for a golf cart — add to the home’s functionality. Caribbean Isles is a premier 55+ resident-owned waterfront cooperative known for its active lifestyle. Amenities include a clubhouse, heated pool, private boat launch, shuffleboard, bocce, and a full calendar of social events, entertainment, and themed activities. Located in Apollo Beach, you are moments from shopping, restaurants, entertainment, and medical facilities — with easy access to Tampa, St. Petersburg, and Sarasota. If you are seeking comfort, space, and a community where every day feels like vacation — welcome home to 209 N Saint Thomas Circle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,231 | $1,620 |
| Total Monthly Payment | $1,478 | $1,526 | $1,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.