31 Pine Tree Drive, Poughkeepsie, NY, 12603 | $450,000
Welcome to 31 Pine Tree Drive, a warm and inviting 3-bedroom, 2-bath Raised Ranch that blends comfort, convenience, and timeless charm. Perfectly situated on . 30 of an acre, this home offers a flexible layout, a private backyard retreat, and thoughtful details that make it ideal for today’s lifestyle. You will not find a better cared for home! Step inside to a bright and welcoming living room with large windows that allow natural light to fill the space. The main level features an open dining area that flows into the living room, creating an easy space for everyday meals or entertaining. Underneath the carpets, you’ll discover hardwood floors throughout the main level, ready to be revealed and polished for a classic look. Central air conditioning keeps the home cool and comfortable during the warmer months, while efficient oil heat ensures warmth and coziness all winter long. Three generously sized bedrooms and a full bath complete the main level, providing plenty of room for family, guests, or a home office. Downstairs, the finished lower level offers a spacious open room, a second full bath, laundry area, and direct access to the attached one-car garage. This versatile space is perfect for a playroom, home office, guest suite, or media room—the possibilities are endless. There is also possible office space with an exterior door off the driveway convenient for access. Step out back to enjoy a private outdoor retreat. The deck overlooks a fenced-in backyard, offering the perfect spot for summer barbecues, gardening, or simply relaxing with a cup of coffee. With a yard that’s both manageable and functional, you’ll have plenty of room to entertain or unwind. There is a shed for additional storage. Down the road is a park within walking distance. The home is close to shopping, metro north and many Colleges. Whether you’re a first-time buyer, looking to downsize, or simply searching for a home that balances comfort and convenience, 31 Pine Tree Drive is a wonderful opportunity to make your move.
Features
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1983
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: Central Air
- Approx Sq. Feet: 2,194
- Acreage: 0.3
- Est. Taxes: $11,332
- Elem. School: Vassar Road Elementary School
- Middle School: Wappingers Junior High School
- High School: Roy C Ketcham Senior High Sch
- School District: Wappingers
- Appliances: Dishwasher
- MLS#: 916482
- Days on Market: 18 days
- Website: https://www.raveis.com
/prop/916482/31pinetreedrive_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Pine Tree Drive, Poughkeepsie, NY, 12603
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $944 | $944 | $944 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,187 | $2,918 |
| Total Monthly Payment | $3,063 | $3,206 | $3,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535