1094 13th ST SW, Naples, FL, 34117 | $544,900

Welcome to your private Naples retreat—an UPDATED 1. 14-acre ESTATE HOME - built in 1999 offering the perfect balance of MODERN STYLE, open space, and Florida charm. Nestled along a sidewalk-lined street, this property combines the peace of ESTATE LIVING with the convenience of an ideal location near Collier Blvd and White Blvd. Once inside, you will discover a bright, OPEN FLOOR PLAN featuring VOLUME CEILINGS, luxury vinyl plank flooring, and oversized windows that fill the home with natural light from sunrise to sunset, thanks to the desirable east/west exposure. The MODERN KITCHEN is a showpiece—featuring white raised-panel shaker cabinetry, sleek quartz countertops, SS range hood, newer SS appliances, and a contemporary sink—all perfect for everyday living or entertaining. The split-bedroom layout ensures privacy, with a relaxing primary suite/ensuite bath on one side and two additional bedrooms and a full bath on the other. Additional highlights include a 2024 A/C, 2018 roof, newer water heater, updated trim and fixtures throughout, and a dedicated laundry room for added convenience. Step out to the screened lanai overlooking a NEWLY FENCED REAR YARD, offering the perfect backdrop for morning sunrises and outdoor living. With plenty of space for all your toys, from boats and RVs to garden projects, this property captures the essence of Naples estate living—open, inviting, and versatile. BONUS: EASY ACCESS to 13th ST SW from the the SOUTH via White Blvd or from the NORTH via Golden Gate Blvd. . . truly a unique feature for this particular street. . . Whether you’re looking for an investment opportunity, a full-time residence, or a seasonal winter escape, this home truly offers everything you’ve been searching for!
Buyer to verify all information.

Features

  • Amenities: Guest Room,Sidewalk,Vehicle Wash Area
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 1999
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,268
  • Acreage: 1.14
  • Est. Taxes: $2,374
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 225078525
  • Website: https://www.raveis.com
    /prop/225078525/109413thstsw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of EXP REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1094 13th ST SW, Naples, FL, 34117

$544,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $435,920 $435,920 $435,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,614 $2,720 $3,591
Total Monthly Payment $2,904 $3,010 $3,881

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.