This home also offers a rare opportunity with a 2. 5% VA assumable mortgage—buyer must be VA eligible.
Escape to waterfront paradise in this charming 3-bedroom, 2-bathroom home nestled on a quiet cul-de-sac that puts you right on the water's edge. Located on this peaceful dead-end street, you'll enjoy the benefits of reduced traffic, added privacy, and a truly serene setting that makes this waterfront retreat even more special. With 1, 727 square feet of comfortable living space, this property is all about embracing the Florida lifestyle.
The real magic happens outside your back door. Your private dock comes complete with a remote boat lift featuring a protective cradle, making it a breeze to get out on the water whenever the mood strikes. From your lift, it's just a one-minute boat ride to the scenic St. Johns River, offering quick access to endless boating and fishing adventures. The two-level dock provides plenty of space for fishing, entertaining, or simply watching the sunrise with your morning coffee.
Inside, you'll find a home that's been thoughtfully updated. The kitchen got a makeover in 2020 with gorgeous granite countertops and brand-new appliances that'll make cooking a joy. Both bathrooms were refreshed in 2023, and new recessed lighting throughout adds a modern touch while keeping things bright and welcoming.
The spacious lanai is perfect for hosting barbecues or quiet evenings, while the huge yard gives you room to spread out. On cooler nights, cozy up by the fireplace and enjoy the peaceful waterfront setting.
Best of all, there's no homeowners association to worry about, so you can truly make this place your own. Recent electrical updates mean you can move in with confidence, knowing the home's systems are in great shape.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$459,499
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,599 | $367,599 | $367,599 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,174 | $2,293 | $2,979 |
| Total Monthly Payment | $2,249 | $2,368 | $3,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.