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Presented by
The Bill Heenan Team |
386 WESTWINDS DRIVE, Palm Harbor, FL, 34683 | $1,075,000
Luxury waterfront living in Palm Harbor | OPTIONAL HOA | GULF-ACCESS! This beautifully maintained coastal retreat offers incredible curb appeal and deep water access with no bridges just minutes to the Intracoastal, Gulf of Mexico, Anclote Key, and Three Rooker Islands. Enjoy the Florida lifestyle from your screened-in front and back patios, perfect for year-round relaxation and entertaining. Inside, soaring ceilings and abundant natural light highlight the open-concept living space. A custom sea glass and shell accent wall with an electric fireplace creates a stunning focal point. The remodeled gourmet kitchen boasts high-end appliances, upgraded countertops, and a modern flow ideal for entertaining. The main level features two spacious bedrooms (one with a walk-in closet), a stylish full bath between them, and a bonus room perfect for an office, nursery, or home gym. A beautifully designed wine closet/bar area adds an extra touch of sophistication. For added convenience, a half bath is located in the garage ideal for coming home from a day on the water. Upstairs, the private primary suite offers a peaceful retreat with a walk-in closet, a luxuriously updated en-suite bathroom, and private access to the exterior staircase. The suite also features a built-in window bench with hidden storage perfect for relaxing with a book or enjoying the breeze. Hurricane-rated Miami-Dade windows and doors are installed throughout the entire home, including the expansive 24x13 bonus storage room. With three sliding glass doors and a window, this space offers endless possibilities: home office, game room, lounge, or creative studio. The composite deck and dock is a high-end, low-maintenance upgrade and are equipped with a boat lift, dual jet ski lift (fits two skis), and a kayak lift. Just steps away, enjoy a 2023 8x13 Catalina Malibu Swim Spa complete with a bluetooth stereo & chiller keeping the water refreshingly cool even in the summer heat. You can float around, watch the game, wave to boaters, or even catch a glimpse of a passing dolphin. Additional features include updated bathrooms, a wine bar, and thoughtful upgrades throughout for comfort and convenience. With an optional HOA, a new 2025 roof, a 2023 water softener, and premium waterfront features throughout, this Palm Harbor gem delivers luxury, lifestyle, and location in one unforgettable home!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 70 x 102
- Laundry: In Garage
- Year Built: 1970
- Garage: 2-car
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 2,599
- Acreage: 0.16
- Lot Size: 70 x 102
- Est. Taxes: $7,966
- HOA Fee: $60 Annually
- View: Water
- Pet Policy: Yes
- Appliances: Disposal, Microwave, Range, Refrigerator, Water Softener
- MLS#: TB8445575
- Days on Market: 95 days
- Website: https://www.raveis.com
/eprop/TB8445575/386westwindsdrive_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Bill Heenan TeamSales Associates
860.460.8053
Bill.Heenan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
386 WESTWINDS DRIVE, Palm Harbor, FL, 34683
$1,075,000
The Bill Heenan Team
Sales Associates
William Raveis Real Estate
Phone: 860.460.8053
Bill.Heenan@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $664 | $664 | $664 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,749 | $5,019 | $7,027 |
| Total Monthly Payment | $5,538 | $5,808 | $7,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388