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Welcome home to this inviting gem in the heart of Lake Padgett Estates, one of Land O' Lakes' most sought-after communities. Situated on a spacious . 25-acre lot, the property features a fully fenced backyard ideal for pets, entertaining, or simply enjoying your own private outdoor space. Step inside to discover an inviting split layout filled with natural light, neutral tones, and classy finishes. The home chef will adore the updated kitchen with newer granite counters, soaring white cabinets, and stainless steel appliances. Enjoy the cozy space for casual dining that flows openly into the family room, creating a warm, welcoming space where everyone can gather. Work from home with ease in a private office designed for focus and inspiration. Wait! There's more; check out the sunroom, which extends your living space with large windows that frame peaceful backyard views. Indulge in the privacy of the cozy screened-in porch off of the primary suite, a personal retreat perfect for morning coffee or quiet evenings under the stars. A newer Roof (2023) and A/C provide peace of mind, making this home move-in ready with the big updates already completed. With its versatile office space, sunlit interiors, and private outdoor oasis with a shed and oversized garage, this home caters to every sense and lifestyle, whether you work from home, entertain, or simply crave peaceful living. Lake Padgett Estates offers resort-style amenities, including a large community pool, clubhouse with fitness room, tennis and basketball courts, racquetball, jogging track, playground, dog park, and picnic areas. With Low HOA and No CDD, you'll enjoy all the benefits of an active lifestyle at a great value. Conveniently located near shopping, dining, schools, and major highways, this home delivers the perfect balance of comfort, space, and community. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $133 | $133 | $133 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,823 |
| Total Monthly Payment | $2,246 | $2,329 | $3,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.