3818 BISCAY PLACE, Land O Lakes, FL, 34639 | $425,000

Welcome home to this inviting gem in the heart of Lake Padgett Estates, one of Land O' Lakes' most sought-after communities. Situated on a spacious . 25-acre lot, the property features a fully fenced backyard ideal for pets, entertaining, or simply enjoying your own private outdoor space. Step inside to discover an inviting split layout filled with natural light, neutral tones, and classy finishes. The home chef will adore the updated kitchen with newer granite counters, soaring white cabinets, and stainless steel appliances. Enjoy the cozy space for casual dining that flows openly into the family room, creating a warm, welcoming space where everyone can gather. Work from home with ease in a private office designed for focus and inspiration. Wait! There's more; check out the sunroom, which extends your living space with large windows that frame peaceful backyard views. Indulge in the privacy of the cozy screened-in porch off of the primary suite, a personal retreat perfect for morning coffee or quiet evenings under the stars. A newer Roof (2023) and A/C provide peace of mind, making this home move-in ready with the big updates already completed. With its versatile office space, sunlit interiors, and private outdoor oasis with a shed and oversized garage, this home caters to every sense and lifestyle, whether you work from home, entertain, or simply crave peaceful living. Lake Padgett Estates offers resort-style amenities, including a large community pool, clubhouse with fitness room, tennis and basketball courts, racquetball, jogging track, playground, dog park, and picnic areas. With Low HOA and No CDD, you'll enjoy all the benefits of an active lifestyle at a great value. Conveniently located near shopping, dining, schools, and major highways, this home delivers the perfect balance of comfort, space, and community. Schedule your private showing today.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 90 x 120
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1989
  • Garage: 2-car Common, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,880
  • Acreage: 0.25
  • Lot Size: 90 x 120
  • Est. Taxes: $1,597
  • HOA Fee: $60 Monthly
  • Lot Desc: Level
  • Elem. School: Pine View Elementary-PO
  • Middle School: Pine View Middle-PO
  • High School: Land O' Lakes High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8446089
  • Days on Market: 190 days
  • Website: https://www.raveis.com
    /prop/TB8446089/3818biscayplace_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 11:04:40 PM)
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES   Phone: 813-658-2121

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3818 BISCAY PLACE, Land O Lakes, FL, 34639

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $133 $133 $133
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,038 $2,121 $2,823
Total Monthly Payment $2,246 $2,329 $3,031

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.