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LAKEHOUSE ON 1 ACRE WITH AMAZING VIEWS - Well-maintained home on Lake Secession featuring 2 bedrooms, 1 bath, plus a lakeside bonus room/sunroom and a roadside screened porch. Enjoy lake views from almost every room! Interior features include custom ceramic tile throughout the home, an updated kitchen with granite countertops and stainless-steel appliances. Property includes a large 2 car garage/workshop with remote control doors, a utility building with washer & dryer hookups, and a fish-cleaning shack. The beautiful 1-acre lot includes a covered floating dock and seawall in a great location with deep water for year-round boating! Lake Secession is a hidden gem with no restrictions, allowing ownership all the way to the lakeshore and offers excellent fishing for bass, crappie, catfish, and bream, spanning 7 miles long and up to 60 feet deep. Perfect as a primary residence, vacation getaway, or short-term rental income property. Conveniently located 1 hour from an international airport, 2. 5 hours to Atlanta or Charlotte, and 4 hours to the SC coast. Shopping is less than 30 mins to Anderson & Abbeville. Only 10 mins to Iva for the grocery store & restaurants. Great schools & excellent health care. High-speed fiber optic internet is available so you can work from home & enjoy the lake view & all the fun of living on the water. This lakefront home is move-in ready and would make a wonderful holiday gift for the family. Schedule your private showing today!
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Our Executive Mortgage Banker:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,430 | $2,563 | $3,413 |
| Total Monthly Payment | $2,522 | $2,655 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.