189 Laurel Avenue, #189, Providence, RI, 02906 | $895,000

In the heart of the East Side, where character and convenience converge, this end-unit townhouse offers the space and comfort of a single-family home with the ease of condominium living. Just two blocks from Blackstone Boulevard and a stroll to Wayland Square, Moses Brown, Wheeler, Lincoln, and Brown, the residence is surrounded by elegant homes in one of Providence's most sought-after neighborhoods. Bathed in natural light from three exposures, this 3-bedroom, 3. 5-bath corner home welcomes you with an airy open layout. The main level features expansive living and dining areas with hardwood floors and garden views, flowing into a granite-and-wood kitchen designed for both function and warmth. A bright sitting or media room with floor-to-ceiling windows opens to the private garden, creating an ideal setting for entertaining or quiet retreat. Upstairs, the primary suite provides a serene escape with a walk-in closet, built-in desk nook, and ensuite bath. A second large bedroom, ensuite bath and walk-in closet completes the upper level. The finished lower level offers high ceilings and flexible space for a third bedroom, au pair suite, or playroom complete with full bath, laundry area, office or fitness zone, and ample storage with built-in shelving. An attached garage and additional parking enhance convenience. With a coveted East Side location, corner-unit privacy, and single-family proportions, this home perfectly balances ease, elegance, and the best of Providence living.

Features

  • Parking: 3-car
  • Heating: Gas,Hot Water
  • Cooling: Central Air
  • Amenities: Sidewalks
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Complex: Cole Ave/East Side
  • Year Built: 1983
  • Common Charge: $660 Monthly
  • Approx Sq. Feet: 2,520
  • Est. Taxes: $12,849
  • Lot Desc: Corner Lot
  • Pets Allowed: Yes
  • Appliances: Gas Water Heater
  • MLS#: 1399680
  • Website: https://www.raveis.com
    /prop/1399680/189laurelavenue_providence_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Domain Properties   Phone: 401-331-7100

William Raveis Family of Services

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888.699.8876

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

189 Laurel Avenue, #189, Providence, RI, 02906

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.973% 5.858% 5.681%
Monthly Tax Payment $1,071 $1,071 $1,071
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,844 $4,178 $5,850
Total Monthly Payment $5,007 $5,341 $7,013

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.