5486 SUMMER SUNSET DRIVE, Apollo Beach, FL, 33572 | $400,000

$15, 000 seller concessions offered! Community: Waterset – Wolf Creek Neighborhood | Apollo Beach

Welcome home to a place where comfort, community, and Florida lifestyle come together. Located in the family-friendly Waterset community, this beautifully upgraded home in the Wolf Creek neighborhood offers the perfect blend of space, style, and convenience—ideal for families and those relocating to the Tampa Bay area.

A Home Designed for Everyday Living

From the moment you step inside, you’ll appreciate the open and airy main level, where the kitchen, dining, and living spaces flow seamlessly together. This layout makes it easy to stay connected—whether you’re helping with homework, hosting family dinners, or gathering with friends.

The chef-inspired kitchen serves as the heart of the home, featuring quartz countertops, a large island with seating, soft-close cabinetry, a walk-in pantry, and modern lighting—perfect for busy mornings and relaxed evenings alike.

Room to Grow & Recharge

Upstairs, all four bedrooms are thoughtfully placed alongside a versatile loft area, ideal for a playroom, homework zone, or cozy family lounge. The primary suite offers a peaceful retreat with two walk-in closets and a private ensuite bath—your own space to unwind at the end of the day.

Outdoor Living Made Easy

Enjoy Florida living in the fenced backyard, where kids and pets can play freely. The paver patio creates the perfect setting for weekend barbecues, birthday celebrations, or quiet nights under the stars.

A Community You’ll Love

Waterset is known for its welcoming atmosphere and resort-style amenities, including:

Multiple pools and a clubhouse
Walking and biking trails
Parks and playgrounds
Dog park and community events

This is more than a neighborhood—it’s a place where families connect and memories are made.

Convenient for Relocation Buyers

Located approximately 16 miles south of downtown Tampa, this home offers easy access to major highways, nearby beaches, shopping, dining, and Tampa International Airport. Daily errands are a breeze with Publix grocery store just 2. 4 miles away. Enjoy quick trips to local attractions—approximately 45 minutes to Busch Gardens and about 37 minutes to the University of South Florida.

Bask in the sun at Apollo Beach Preserve, just approximately 14 minutes from your new home—perfect for weekend beach days, sunset strolls, and outdoor family fun.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 46.51 x 122.93
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,073
  • Acreage: 0.13
  • Lot Size: 46.51 x 122.93
  • Est. Taxes: $8,115
  • HOA Fee: $195 Annually
  • Elem. School: Apollo Beach-HB
  • High School: East Bay-HB
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator
  • MLS#: TB8445700
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /prop/TB8445700/5486summersunsetdrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 11:49:05 PM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5486 SUMMER SUNSET DRIVE, Apollo Beach, FL, 33572

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $676 $676 $676
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,767 $1,893 $2,551
Total Monthly Payment $2,518 $2,644 $3,302

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.