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Seize this incredible opportunity! Assumable 3. 25 percent FHA Loan! The seller is contributing $1, 000 towards your closing costs, making your dream home even more attainable. Discover the exceptional versatility of this rare two-story gem. Featuring a true, fully-equipped mother-in-law suite with its own kitchen - perfect for multi-generational living, potential rental income, or a private guest retreat. Upstairs, the heart of the home boasts an open living area bathed in natural light, offering a flexible space for a cozy window nook or an expansive entertainment zone. The updated kitchen is a chef's delight, thoughtfully designed with modern flooring, lighting, and ample space. The downstairs presents incredible possibilities with an oversized living/entertainment area and a bedroom featuring a remarkably generous en-suite bathroom - ideal as a private primary suite or a comfortable guest room. The dedicated in-law suite downstairs is a true asset, easily functioning as a private apartment, a second full kitchen for large gatherings, or a flexible space to suit your needs. Step outside to your private oasis! The fenced backyard features a newly added paver deck, creating an inviting space for outdoor dining and relaxation. Enjoy ultimate privacy with privately owned land bordering the rear of the property. This home offers unparalleled flexibility for any buyer. And the location? Simply unbeatable! You're literally moments from historic downtown, less than 30 minutes to the beautiful New Smyrna Beach, and surrounded by natural beauty with Blue Springs State Park, Saint John's River, and Wekiva River Preserve State Park all super close. Plus, world-famous attractions like Disney World and Universal Parks are under an hour's drive, perfect for visiting family and friends!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $348 | $348 | $348 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,358 | $1,434 | $1,923 |
| Total Monthly Payment | $1,781 | $1,857 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.