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One or more photo(s) has been virtually staged, AI generated or rendered. While the rest of the Florida condo market is sorting through milestone inspections and special assessments, this one is already cleared. As a two-story building, Harmony Pointe at Emerson Square is exempt from Florida's SB 4-D structural requirements — no mandatory inspections, no Structural Integrity Reserve Study obligations, none of the surprise costs reshaping condo ownership across Southwest Florida. That's not a footnote. That's a foundation.
And the home? It was already worth it before you read that first paragraph.
Not a postcard. Not a vacation. A life — spacious, sun-drenched, and effortlessly yours. This stunning second-floor corner condo delivers 2, 188 square feet across three bedrooms, two full baths, and a 2-car attached garage — a luxury that sets Harmony Pointe apart from nearly every other condo in its price range. Volume ceilings and an open floor plan create an immediate sense of light and ease. The kind of home that makes you exhale the moment you walk in.
The kitchen anchors the space with granite countertops and a breakfast nook for slow mornings. The primary suite offers dual closets and a spa-inspired bath with soaking tub and separate shower. Two additional bedrooms flex as guest room, home office, or creative studio — whatever your life calls for. Step out to your private screened lanai and let the peaceful preserve views do exactly what they're supposed to do.
A new roof (June 2024) and fresh paint throughout mean this home is truly move-in ready — no projects, no punch lists, just living. Resort-style pool, spa, fitness center, and BBQ area are steps from your door. Gulf Coast Town Center, Coconut Point, and Miromar Outlets are minutes away. RSW Airport is 15 minutes from your driveway. Bonita Beach and Fort Myers Beach are 20 to 25 minutes west.
Slow mornings on the lanai. Afternoons at the pool. And underneath it all — the rare peace of mind that comes from knowing the laws written after Surfside simply don't apply here.
That's not just a home. That's a foundation you can build a life on.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,485 | $1,547 | $2,042 |
| Total Monthly Payment | $1,758 | $1,820 | $2,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.