|
Presented by
Michelle and Robert Nead Team |
3320 GARDENIA DRIVE, Hernando Beach, FL, 34607 | $349,900
Hi there! I’m your future Hernando Beach waterfront retreat and I’m not just a home… I’m an income-producing opportunity waiting to happen. ??
On paper, I’m a 2-bedroom, 1-bath, but let’s be honest… I live much larger than that. I feature two oversized flex rooms, each with its own private entrance, making it easy to create multiple guest spaces, bonus sleeping areas, or separate hangout zones perfect for Airbnb guests who want privacy and comfort.
I even come with a snack counter and fridge (hello, guest-friendly refreshment station!) and a bright foyer that leads you into my relaxing back half, where the vibe instantly shifts into vacation mode.
Step through my sliding doors…
…and welcome to your personal slice of Florida paradise. My peaceful waterfront setting is exactly what renters search for:
morning coffee with birds, sunset breezes, and water views that never get old.
I’ve had the kind of updates guests LOVE:
? Brand new roof
? Luxury vinyl plank flooring (durable + stylish = a host’s dream)
? New kitchen cabinets & appliances
? Hurricane-rated windows & storm door for safety, energy efficiency, and natural light
? Lifted A/C for practicality and peace of mind
My eat-in kitchen is ready for everything from fresh seafood dinners to late-night snacks after a day on the water. And speaking of the water…
The real showstopper?
You can take your boat out through the canals and come home to your very own private dock. This right here is the magic feature that makes listings stand out and keeps calendars booked.
With 1, 688 sq ft, there’s room for guests to spread out comfortably, making me ideal as:
? a full-time residence
? a seasonal escape
? or a high-demand short-term rental / Airbnb property
And location? I’m right in the heart of Hernando Beach, close to local restaurants, coastal hotspots, and all the laid-back Florida charm visitors come to experience.
Come see me in person… and imagine the reviews. ???
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 73 x 100
- Laundry: In Garage
- Year Built: 1976
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,688
- Acreage: 0.2
- Lot Size: 73 x 100
- Est. Taxes: $1,604
- Lot Desc: Flood Insurance Required
- View: Water
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8445846
- Days on Market: 74 days
- Website: https://www.raveis.com
/prop/TB8445846/3320gardeniadrive_hernandobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Michelle and Robert Nead TeamLicensed Real Estate Salespersons
914.282.0618
Nead@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3320 GARDENIA DRIVE, Hernando Beach, FL, 34607
$349,900
Michelle and Robert Nead Team
Licensed Real Estate Salespersons
William Raveis Real Estate
Phone: 914.282.0618
Nead@Raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $134 | $134 | $134 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,611 | $1,676 | $2,250 |
| Total Monthly Payment | $1,820 | $1,885 | $2,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388