516 78TH AVENUE, St Pete Beach, FL, 33706 | $299,000

Build your beach dream home in the heart of St. Pete Beach. This ready-to-build lot at 516 78th Ave is just one block away from Blind Pass where dolphins are often seen swimming in the channel. Located a few blocks from the Corey Avenue shopping district, you’ll be walking distance to local favorites like Category 36 Restaurant, The Helm, Grove Coffee, Mastry’s Brewing, and the popular Corey Avenue Farmers Market every Sunday. The surrounding neighborhood is a residential area with golf cart-friendly streets. Commuting off the island is simple with the Corey Causeway just three blocks away, providing quick, direct access to downtown St. Petersburg and the mainland. The lot is fully cleared, leveled, prepped and ready to build. This property is less than half a mile from beautiful Upham Beach, and you can enjoy fishing at the end of the street, paddleboarding or kayaking from nearby Ron McKenney Park just a mile north, or visiting the St. Pete Beach Community Center two blocks away with its lap pool, fitness center, and recreation programs. The Corey Causeway is only three blocks away for quick access to the mainland and Downtown St. Pete. This lot offers the perfect blend of convenience, coastal charm, and opportunity to create your ideal beach retreat with easy access to the city and shore.

Features

  • Lot Size: 50 x 100
  • Lot Desc: Buildable, Cleared, Level, Near Marina, Near Public Transit, Sidewalk
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • MLS#: TB8444120
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/TB8444120/51678thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 2:17:09 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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516 78TH AVENUE, St Pete Beach, FL, 33706

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,321 $1,415 $1,907
Total Monthly Payment $1,396 $1,490 $1,982

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.