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This Key West style Elevated home did not flood during hurricane Helene. It boasts 131’ of seawall frontage on the deep South Channel with direct access to the gulf. The first floor has 1 bedroom, 1 full and 1 half bath, a large office/den, eat-in kitchen with breakfast bar and a dining room. The large living room is open to the second story ceiling and has a wood-burning fireplace for cool evenings. Sliders from the living room open to a covered deck spanning the entire length of the back of the home. The second floor has 2 bedrooms each with their own open decks facing the water. The bedrooms are connected by a loft that also serves as an office, or library and overlooks the living room below. There is 1 full bathroom on the second floor. The combination of high wooden ceilings with four skylights creates an open casual feeling to the home. The roof was replaced in 2024. The garage is set up for the boater with garage doors on the front and back of garage for easy access to boating equipment. The unfinished basement is perfect for storage, or for that wine cellar you dreamed of. Gulf Harbors is a golf cart friendly community. There is an optional community HOA that hosts activities and clubs throughout the year and a members-only private community beach with unforgettable sunsets. If you are looking for the Florida Lifestyle, look no further!
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Our Executive Mortgage Banker:
Our Insurance Division:
$869,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $695,200 | $695,200 | $695,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.353% | 6.121% | 6.038% |
| Monthly Tax Payment | $834 | $834 | $834 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,002 | $4,168 | $5,820 |
| Total Monthly Payment | $4,928 | $5,094 | $6,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.