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*****Take advantage of the sellers assumable loan at a 2. 75% Interest Rate and make this purchase your dream come true! Refined coastal living in this custom 4-bedroom, 3-bath pool home perfectly positioned on a private conservation lot in the gated community of Admiral Pointe at MiraBay. Every detail has been thoughtfully designed, from the custom designed closet organizers in EVERY BEDROOM to the stone fireplace anchoring the open great room to the wood-look tile floors flowing through all main living areas. The triple-split floor plan offers both space and privacy bedrooms 3 and 4 share a convenient Jack-and-Jill bath, while the secondary suite features its own full ensuite bath for privacy, ideal for guests or multi-generational living. The designer paint accents, granite countertops, and custom backsplash create a modern, welcoming atmosphere. Enjoy the best of Florida living outdoors with a heated saltwater pool, screened lanai, and outdoor kitchen with gas grill, all overlooking tranquil preserve views with no rear neighbors. The spacious pie-shaped lot provides added room and privacy, and the 3-car garage offers plenty of storage. Residents of Admiral Pointe enjoy access to all of MiraBay’s resort-style amenities — clubhouse, fitness center, café, marina, community pool, tennis, pickleball, and scenic walking trails. Conveniently located near I-75, with easy access to Tampa, St. Pete, and Sarasota. Come home to the perfect blend of luxury, comfort, and coastal charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $846 | $846 | $846 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,725 | $2,875 | $3,859 |
| Total Monthly Payment | $3,663 | $3,813 | $4,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.