800 COVE CAY DRIVE, #4D, Clearwater, FL, 33760 | $219,000

Welcome to resort-style living at Cove Cay! This beautifully updated 2-bedroom, 2-bath condo is perched on the 4th floor and offers stunning views overlooking the tee and fairway of the 9th hole of the Cove Cay Country Club golf course—truly a serene setting and a golfer’s dream.
Step inside to a welcoming foyer with hardwood flooring that flows into the dining area. The updated kitchen features warm wood cabinetry, granite countertops, stainless steel double sink, and a convenient coffee bar with a pass-through to the living space. The open-concept living and dining room is light and inviting, complete with crown molding, neutral tones, and sliding glass doors leading to the spacious screened-in balcony—perfect for morning coffee, evening sunsets, or simply relaxing while enjoying the peaceful golf course views.

The primary bedroom offers private access to the balcony, double closets, and an ensuite bath with a separate vanity and walk-in shower. The second bedroom and bath are equally comfortable, offering ample space and tasteful finishes.

This unit includes an assigned parking space, and residents have access to fantastic community amenities. The recreation area is fully fenced for privacy and features a heated pool, spa, lush landscaping, and a lovely gathering space for friends and neighbors.

Cove Cay is truly “Paradise Found, ” featuring an 18-hole championship golf course overlooking Old Tampa Bay, the Bayview Grille & bar (open 7 days a week), and a full-service marina with waterfront dining—all within the community. Lush, gated grounds and 24-hour security provide peace of mind in this sought-after Florida lifestyle destination.
Come experience the beauty, comfort, and convenience of Cove Cay living!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: COVE CAY VILLAGE III
  • Year Built: 1989
  • Approx Sq. Feet: 960
  • Est. Taxes: $3,058
  • Condo Fee: $695 Monthly
  • View: Golf Course
  • Elem. School: Belcher Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8445736
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8445736/800covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/10/2026 8:32:09 AM)
Listing courtesy of IMPACT REALTY TAMPA BAY   Phone: 813-321-1200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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800 COVE CAY DRIVE, #4D, Clearwater, FL, 33760

$219,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,200 $175,200 $175,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.178% 5.541%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $981 $1,050 $1,408
Total Monthly Payment $1,311 $1,380 $1,738

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.