3116 BRUNSWICK CIRCLE, Palm Harbor, FL, 34684 | $499,900

PRICE IMPROVEMENT. . . . DON'T MISS THIS OPPORTUNITY. . . to call this beautifully remodeled house. . . home. It offers nearly 1700 square feet of stunning living space. This home was thoughtfully reimagined with Florida living in mind. The Springfield plan features front living with a new flex space that can be a third bedroom, den, office, game room, or whatever suits your needs. The open concept kitchen offers a wide quartz counter/bar adjacent to a cozy family room, dining and sitting area for all family gatherings. . . an entertainers dream. Brand new appliances and an envious walk-in pantry to store all large appliances, food and household supplies. Sliding doors lead to a screened lanai. . . true indoor/outdoor living at it's best. The backyard has space for more patio & the possibility of privacy landscaping an opportunity to create your own outdoor oasis. The spacious primary suite has been remodeled with dual sink vanity, a walk-in closet plus a dressing area with room for a second closet. There is a third bedroom next to a gorgeous second bathroom. A coveted inside laundry room has a utility sink and access to the garage. There is generous closet space and the garage is large enough for two mid-sized cars and a golf cart. This property is WORRY FREE with new hurricane impact windows, new roof 2025, air conditioner 2023, and hot water heater 2018. Brunswick Circle is one of the nicest streets in the highly sought after Highland Lakes community. Highland Lakes is Palm Harbor's premier 55+ golf and lakefront community. It boasts a friendly country club atmosphere with well maintained grounds & facilities. The HOA fee of just $164 a month includes free golf on 3 private executive courses, tennis, pickleball, bocce, and shuffleboard courts, a huge heated pool and spa, a large clubhouse with a busy schedule of performing arts and social events, exercise classes, a lodge on Lake Tarpon with a private boat ramp, fishing pier, community pontoon boats, and 2nd heated pool, and free RV or boat storage in a secure lot. Highland Lakes is a golf cart community, eliminating the need for two mid-sized cars for many couples and there's room in the garage for a golf cart too. Highland Lakes is blissfully close to Gulf beaches, a wealth of stores and restaurants, excellent medical services, exciting pro sports, rich cultural resources, 2 international airports, and a cruise port. With an unusually high elevation, it is above the flood plain and is even a non-evacuation zone. Your best Florida life is ready and waiting for you right here in this beautiful MOVE IN READY home.

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Florida, Ranch, Traditional
  • Year Built: 1981
  • Garage: 2-car Driveway, Golf Cart Garage, On Street, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,699
  • Acreage: 0.21
  • Est. Taxes: $1,804
  • HOA Fee: $164 Monthly
  • Lot Desc: City Lot, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Range, Range Hood, Refrigerator
  • MLS#: TB8445508
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/TB8445508/3116brunswickcircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 4:58:37 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3116 BRUNSWICK CIRCLE, Palm Harbor, FL, 34684

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $150 $150 $150
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,395 $3,189
Total Monthly Payment $2,496 $2,620 $3,414

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.