4128 CAMELIA DRIVE, Hernando Beach, FL, 34607 | $659,900

Welcome to your own slice of paradise!

This stunning waterfront home with direct Gulf access is the ultimate retreat — where every day feels like a vacation. Step inside and fall in love with the bright, open design and the endless water views that flow throughout the home.

The kitchen is a showstopper, featuring quartz countertops, glass-lit cabinets, a large island, wine cooler, and all-new appliances — perfect for entertaining or enjoying quiet mornings with a view. The luxurious owner’s suite offers a private screened balcony, two walk-in closets, and a spa-inspired bathroom with a soaking tub, double sinks, built-in closets for extra storage and a vanity designed for comfort and style.

Two additional bedrooms on the main level each feature their own bathrooms, providing space and privacy for family and guests. One being used as a family room. Large sliders throughout the home open to the outdoors, filling every room with sunlight and coastal breezes.

Step outside to your 32-foot lanai with a relaxing hot tub — the ideal spot to unwind or entertain. The property also offers a hydro-hoist lift and jetski dock, so you’re always ready for a spontaneous Gulf adventure. With hurricane windows, updated electric, and a newer water heater, this home blends luxury with peace of mind.

Located in the desirable Hernando Beach community, you’ll enjoy a peaceful escape where you can truly immerse yourself in the tranquil environment. Close to local restaurants, live entertainment, and coastal charm, it’s a favorite destination for families and those seeking the perfect Florida lifestyle.

Whether you’re relaxing on the lanai, soaking in the hot tub , or heading out for a sunset cruise, this home lets you live every day like you’re on vacation. Call for your private tour!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1983
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,845
  • Acreage: 0.2
  • Est. Taxes: $3,655
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8442078
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/TB8442078/4128cameliadrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 12:00:50 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4128 CAMELIA DRIVE, Hernando Beach, FL, 34607

$659,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $527,920 $527,920 $527,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,997 $3,208 $4,279
Total Monthly Payment $3,394 $3,605 $4,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.