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Great opportunity to own this enchanting 3-bedroom Cape located in a desirable lake community, just a short walk to beautiful Lake Pocotopaug and Sears Park. This warm and inviting home offers a comfortable open floor plan with a seamless flow through the living and dining areas. The beautifully remodeled bathroom brings a fresh, modern touch, while the large eat-in kitchen-featuring new tile flooring and recessed lighting-provides a fantastic blank canvas for the new owner to design their dream kitchen. One bedroom is conveniently located on the main level, while the second floor features a spacious primary bedroom and a cozy third-bedroom retreat, ideal home office, or peaceful getaway. Step outside to the multi-level backyard, perfect for entertaining, outdoor dining, or simply relaxing in the tranquil surroundings. Enjoy seasonal glimpses of the lake and the calming atmosphere of this nature-rich setting. Whether you're seeking a year-round residence or a weekend retreat, this home offers the best of lakeside living. New improvements include a 1-year-old 50 gallon heat pump electric water heater, smart W/D with heat pump, upgraded well pump and filtration system, and energy efficient lighting, offering low energy footprint and peace of mind for years ahead. Just minutes to shopping, restaurants, and essentials. Enjoy a lobster roll down the street or head around the corner for tennis, basketball, kayaking, and BBQs at Sears Park. Welcome to your lake home retreat!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vinyl Floor | 12.1 x 17.3 | Upper |
| Bedroom 2 | Hardwood Floor | 7.3 x 17.3 | Main |
| Dining Room | Engineered Wood Floor | 5.7 x 10.1 | Main |
| Eat-In Kitchen | Tile Floor | 10.3 x 12.1 | Main |
| Living Room | Engineered Wood Floor | 10.3 x 18.7 | Main |
| Primary Bedroom | Vinyl Floor | 7.1 x 8.0 | Upper |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $381 | $381 | $381 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,303 | $1,396 | $1,882 |
| Total Monthly Payment | $1,759 | $1,852 | $2,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.