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Waterfront Lifestyle Oasis – Saltwater Canal • Pool • Dock • Furnished • Welcome to your Florida waterfront dream — where every day feels like vacation. This beautifully updated 3-bedroom, 2-bath pool home sits on a deep saltwater canal in the highly desirable Palm Harbor community of Palm Coast. If you’ve been waiting for the perfect canal home with a dock, a boat house with a lift, and instant access to the Intracoastal — this is it. The moment you walk in, the water views grab your attention. Large sliding glass doors open to a spacious screened patio overlooking the pool and canal. It’s the kind of space where mornings begin with dolphins passing by and evenings end with a breeze off the water, dinner sizzling on the grill, and the pool lights sparkling at night. What Makes This Home Special • Deep saltwater canal — bring your boat and be on the Intracoastal in minutes • Private dock + 24 ft covered boathouse with lift • Inground screened pool with oversized patio for year-round outdoor living • Completely furnished — move-in or rental ready • Active short-term rental permit (income-producing from day one) • Updated kitchen with granite countertops • Newly updated bathrooms — Jacuzzi tub, walk-in shower, double vanities • Tile flooring throughout for easy coastal living • Roof 2019 Inside, the kitchen features beautiful granite countertops and connects seamlessly to the living and pool areas — perfect for hosting or simply staying connected to the view. Both bathrooms are newly updated and feel like a spa retreat, with a Jacuzzi soaking tub in one and a walk-in shower with double vanities in the other. Outside is where this home truly becomes a lifestyle: • Fish right from your private dock • Launch a kayak or paddleboard and explore the canals • Watch dolphins and manatees cruise by • Jump on the boat and be in the Intracoastal in minutes And location? Ideal. • 10 minutes to the beach • 5–10 minutes to shopping and dining • 30 minutes to Historic St. Augustine • 25 minutes to Daytona Beach • Just over an hour to Orlando theme parks & airport Whether you’re dreaming of a full-time waterfront lifestyle, a seasonal retreat, or a property that can generate income the moment you close — this home checks every box. Homes on the canals with a dock + boathouse + pool + furnished. Don’t just buy a house — step into the coastal lifestyle you’ve been waiting for. First, last, and security deposit required. No Pets, no smoking. Utilities are responsibility of Tenant. Ailable now unit February 6th, 2026.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,800 | $2,800 | $2,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.397% | 6.304% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $16 | $17 | $23 |
| Total Monthly Payment | $91 | $92 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.