20 COCONUT COURT, Palm Coast, FL, 32137 | $3,500

Waterfront Lifestyle Oasis – Saltwater Canal • Pool • Dock • Furnished • Welcome to your Florida waterfront dream — where every day feels like vacation. This beautifully updated 3-bedroom, 2-bath pool home sits on a deep saltwater canal in the highly desirable Palm Harbor community of Palm Coast. If you’ve been waiting for the perfect canal home with a dock, a boat house with a lift, and instant access to the Intracoastal — this is it. The moment you walk in, the water views grab your attention. Large sliding glass doors open to a spacious screened patio overlooking the pool and canal. It’s the kind of space where mornings begin with dolphins passing by and evenings end with a breeze off the water, dinner sizzling on the grill, and the pool lights sparkling at night. What Makes This Home Special • Deep saltwater canal — bring your boat and be on the Intracoastal in minutes • Private dock + 24 ft covered boathouse with lift • Inground screened pool with oversized patio for year-round outdoor living • Completely furnished — move-in or rental ready • Active short-term rental permit (income-producing from day one) • Updated kitchen with granite countertops • Newly updated bathrooms — Jacuzzi tub, walk-in shower, double vanities • Tile flooring throughout for easy coastal living • Roof 2019 Inside, the kitchen features beautiful granite countertops and connects seamlessly to the living and pool areas — perfect for hosting or simply staying connected to the view. Both bathrooms are newly updated and feel like a spa retreat, with a Jacuzzi soaking tub in one and a walk-in shower with double vanities in the other. Outside is where this home truly becomes a lifestyle: • Fish right from your private dock • Launch a kayak or paddleboard and explore the canals • Watch dolphins and manatees cruise by • Jump on the boat and be in the Intracoastal in minutes And location? Ideal. • 10 minutes to the beach • 5–10 minutes to shopping and dining • 30 minutes to Historic St. Augustine • 25 minutes to Daytona Beach • Just over an hour to Orlando theme parks & airport Whether you’re dreaming of a full-time waterfront lifestyle, a seasonal retreat, or a property that can generate income the moment you close — this home checks every box. Homes on the canals with a dock + boathouse + pool + furnished. Don’t just buy a house — step into the coastal lifestyle you’ve been waiting for. First, last, and security deposit required. No Pets, no smoking. Utilities are responsibility of Tenant. Ailable now unit February 6th, 2026.

Features

  • Type: Single Family Residence
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x
  • Laundry: Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,649
  • Acreage: 0.2
  • Lot Size: 70 x
  • Pool: Heated, In Ground
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC313938
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/FC313938/20coconutcourt_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/20/2025 11:17:09 PM)
Listing courtesy of STILES REAL ESTATE CO.   Phone: 386-320-5530

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 COCONUT COURT, Palm Coast, FL, 32137

$3,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,800 $2,800 $2,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.397% 6.304% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $16 $17 $23
Total Monthly Payment $91 $92 $98

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.