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Presented by
Calderaio | Garces Group |
104 Salem Street, Andover, MA, 01810 | $699,900
Discover the potential of this classic Andover home, ideally situated on nearly an acre of land near Phillips Academy, Bancroft School and vibrant downtown Andover. Offering timeless Colonial charm, this residence presents a prime opportunity for buyers or investors with vision, looking to add value and build equity. The generous lot provides space for expansion or outdoor enjoyment - all with excellent highway access for commuters. Whether you envision a thoughtful renovation or a full transformation, this property invites you to create something truly special in one of Andover’s most sought-after locations!
Features
- Amenities: Shopping, Highway Access, Private School, Public School
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
- Style: Colonial
- Year Built: 1924
- Heating: Baseboard, Natural Gas
- Cooling: None
- Basement: Full, Walk-Out Access, Interior Entry, Sump Pump, Concrete, Unfinished
- Approx Sq. Feet: 1,148
- Acreage: 0.84
- Est. Taxes: $11,395
- Lot Desc: Level
- Appliances: Gas Water Heater, Range, Refrigerator
- MLS#: 73452367
- Website: https://www.raveis.com
/prop/73452367/104salemstreet_andover_ma?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 8.7 x 16.5 | Second |
| Dining Room | Flooring - Wall to Wall Carpet, Open Floorplan | 13.0 x 13.0 | First |
| Kitchen | Closet, Flooring - Vinyl | 11.7 x 13.0 | First |
| Living Room | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan | 10.3 x 22.2 | First |
| Master Bedroom | Closet, Flooring - Hardwood | 10.1 x 16.5 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Calderaio | Garces GroupSales Associates
561.662.9308
CalderaioGarcesGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
104 Salem Street, Andover, MA, 01810
$699,900
Calderaio | Garces Group
Sales Associates
William Raveis Real Estate
Phone: 561.662.9308
CalderaioGarcesGroup@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $950 | $950 | $950 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,179 | $3,357 | $4,501 |
| Total Monthly Payment | $4,221 | $4,399 | $5,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630