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Presented by
Jenny Gifford |
11411 SW 138TH LANE, Dunnellon, FL, 34432 | $269,000
Welcome to Spruce Creek Preserve, a gated 55+ community that perfectly blends comfort, activity, and connection. This well-maintained Aspen model is one of the larger floor plans in the neighborhood, offering a bright, open layout with a smart split-bedroom design for added privacy and convenience. Inside, you’ll find beautiful tile flooring set in a diamond pattern, plantation shutters, and an updated kitchen with ample cabinet and counter space plus bar-style seating—perfect for casual dining or entertaining friends and family. The home reflects true pride of ownership with thoughtful updates and consistent care throughout. Out back, the enclosed patio offers a great place to relax and enjoy the peaceful surroundings with the golf course winding through the community. Residents of Spruce Creek Preserve enjoy resort-style amenities including a clubhouse, fitness center, pool, walking trails, and a full calendar of social activities, along with available storage for RVs, boats, and trailers. Conveniently located near Ocala’s top medical facilities, shopping, and dining—and just a short drive to the Rainbow River and Florida’s Nature Coast—this home offers the space, comfort, and lifestyle you’ve been looking for.
Features
- Amenities: Cable TV, Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Storage
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 95 x 90
- Laundry: Inside, Laundry Room
- Year Built: 1999
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,974
- Acreage: 0.2
- Lot Size: 95 x 90
- Est. Taxes: $3,244
- HOA Fee: $110 Monthly
- Lot Desc: Cleared
- Adult Communities: Yes
- Elem. School: Horizon Academy/Mar Oaks
- Middle School: Dunnellon Middle School
- High School: Dunnellon High School
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
- MLS#: OM713002
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/OM713002/11411sw138thlane_dunnellon_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jenny GiffordOperations Manager
508.221.4083
Jenny.Gifford@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11411 SW 138TH LANE, Dunnellon, FL, 34432
$269,000
Jenny Gifford
Operations Manager
William Raveis Real Estate
Phone: 508.221.4083
Jenny.Gifford@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,222 | $1,308 | $1,744 |
| Total Monthly Payment | $1,567 | $1,653 | $2,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388