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A Great Opportunity. 2 Family being used as a Spacious 1 Family With Driveway Parking and Outdoor Space. Legally a 2 family but currently used as a 1 Family Offers Flexibility and space for today's Modern Lifestyle. Brick & Attached on one side with parking for 2 cars. Step inside to a Bright and airy Open Concept Living- Dining room area. A Full bathroom adds convenience on the Main Level. A Large Eat in Kitchen with stainless steel appliances for plenty of Room for Family Dinners. Step out onto a nice sized deck, an ideal spot to enjoy your morning coffee or unwind with a cocktail at the end of the day. Upstairs you will find. . . . Three bedrooms and another full bath. A spacious bonus space for a home office or possible 4th bedroom. The finished basement offers more living space with Another bedroom and Full Bath. A Large Open living area perfect for creating your ideal recreation room or in-law suite. it also features Walk Out Access to a Large Backyard for gardening or entertaining family and Friends. it has a separate entrance. Other features include an oil burner installed in 2012, a new 275 oil tank installed in 2020. 2 Gas Meters and 2 Electrical Meters in case you want to turn it back to a 2 Family. Country Club is a Sought out Neighborhood of the Bronx. Close to Pelham Bay Park, Orchard Beach and City Island for great Seafood Restaurants. Also close to Schools, Transportation and Shopping. Near Major Highways and Bridges. You are in-between Westchester County and Manhattan. Pictures Coming Shortly
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Our Executive Mortgage Banker:
Our Insurance Division:
$798,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,726 | $3,879 | $5,174 |
| Total Monthly Payment | $4,446 | $4,599 | $5,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.