19125 AMELIA CIRCLE, Lutz, FL, 33558 | $395,000

Welcome to your charming retreat in the highly sought-after Steinbrenner school district! Nestled in the back of a quiet, family-centric neighborhood, this unique street features two cul-de-sacs—perfect for kids playing safely or peaceful evening strolls.
This beautifully updated 3-bedroom, 2-bath home sits on a spacious 0. 15-acre lot and offers the perfect balance of charm, comfort, and entertainment potential. Topped with a brand-new roof (2025) and featuring new light oak luxury vinyl floors throughout, this home is completely move-in ready.
The open-concept kitchen, dining, and living area creates an effortless flow for both daily living and entertaining. The kitchen shines with crisp white shaker cabinetry, sparkling quartz countertops, a stylish backsplash, bar seating, and brand-new Frigidaire stainless-steel appliances. French doors off the kitchen open up to your beautiful backyard oasis, perfect for morning coffee or hosting weekend gatherings, surrounded by Strawberry Festival Award-Winning Landscaping, enhancing the property’s natural beauty.
Both bathrooms have been tastefully designed with an earthy, mid-century modern aesthetic, offering a serene and elevated experience. A spacious laundry and utility room, accessible from both the interior and the carport, adds practicality and convenience.
With its unbeatable combination of modern upgrades, thoughtful design, prime location, and access to one of Tampa Bay’s top school districts, this home offers exceptional value and lifestyle appeal— don’t delay & schedule your showing today!
Call the listing agent for lending solutions. Down Payment Assistance available.
Buyer will receive a 2K lender credit when using the seller's preferred lender.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1964
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,230
  • Acreage: 0.16
  • Est. Taxes: $1,111
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8445531
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/TB8445531/19125ameliacircle_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/16/2025 1:16:29 AM)
Listing courtesy of MCBRIDE KELLY & ASSOCIATES   Phone: 813-254-0900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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19125 AMELIA CIRCLE, Lutz, FL, 33558

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.443% 5.648%
Monthly Tax Payment $93 $93 $93
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,819 $1,946 $2,561
Total Monthly Payment $1,987 $2,114 $2,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.