|
|
Ask about our 5. 87% fixed financing available, no points/no origination fees it could save you hundreds every month! Custom Built in 2022 by Frank Simonelli, this 3-bedroom, 2. 5-bath home feels like a magazine feature where craftsmanship meets comfort. Located in Waterview Acres, a private community tucked beside the peaceful Smith & Sayles Reservoir. Inside, you find wide-plank hardwood floors, 9 foot ceilings, quartz counters, & a custom kitchen with ceiling-height cabinetry, smart appliances/lighting. The open-concept living area flows easily from the kitchen to a cozy shiplap fireplace with a hand-crafted oak beam mantel all flooded with natural light and views of the preserved surroundings. Upstairs you will find a primary suite with walk-in closet and spa-inspired bath, 2 additional bedrooms, laundry room & a bonus room waiting to be completed perfect for a home office, gym, or 4th bedroom. (Septic=4 bed) Energy efficiency comes built-in with 2x6 construction, Energy Star windows, and high-efficiency HVAC. Outside, 400 ft of vinyl fenced yard & 44 head/10 zone irrigation system. Enjoy over an acre at the end of a quiet cul-de-sac, with exclusive access to trails for peaceful walks & a nearby pond for kayaking, boating and fishing. A rare blend of privacy, quality, & community without the wait of building new. If you've been searching for new construction near Smithfield or modern home in Rhode Island with land, this one should be on your shortlist.
Copyright © 2025 State-Wide MLS, Inc. All rights reserved.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$960,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $768,000 | $768,000 | $768,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $944 | $944 | $944 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,182 | $4,605 | $6,378 |
| Total Monthly Payment | $5,218 | $5,641 | $7,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.