2720 4TH AVENUE W, Bradenton, FL, 34205 | $399,900

One or more photo(s) has been virtually staged. Step inside to discover a home full of character and charm, where classic Bradenton history meets modern comfort.  This beautiful cottage is located in the highly desirable North of Manatee Avenue, just moments from scenic Riverview Boulevard. Situated on an oversized 0. 27-acre corner lot, this home offers a fully fenced backyard with plenty of room for entertaining, gardening, or adding a pool — and no HOA or deed restrictions means endless possibilities! The freshly painted interior features an inviting layout that maximizes space and functionality while the original flooring offers unparalleled character. The charming kitchen has been tastefully refreshed with newer appliances and a delightful pop of color on the cabinets, blending vintage appeal with everyday convenience.  The home boasts a spacious added bathroom, inside utility area, and a large closet for extra storage. Major updates include a new roof (2023) and new AC (2021), offering peace of mind for years to come.  Outside, the two-car garage provides ample room for your tools, toys, and projects. Whether you’re looking to settle in full-time, rent seasonally or annually, or simply invest in a piece of Bradenton charm, this property delivers flexibility and potential.  Located just 15 minutes to world-famous Gulf beaches and a short drive to I-75, you’ll also love being steps away from local events, parades, and community gatherings.  Pack your bags — this storybook cottage is ready to welcome you home!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 90 x 130
  • Laundry: Inside, Washer Hookup
  • Style: Bungalow, Florida
  • Year Built: 1949
  • Garage: 2-car Driveway, Garage Faces Rear, Guest, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,140
  • Acreage: 0.27
  • Lot Size: 90 x 130
  • Est. Taxes: $3,653
  • Lot Desc: Cleared, City Lot, Landscaped, Near Public Transit, Oversized Lot
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4671136
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/A4671136/27204thavenuew_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/12/2026 1:17:13 PM)
Listing courtesy of KELLER WILLIAMS ON THE WATER   Phone: 941-729-7400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2720 4TH AVENUE W, Bradenton, FL, 34205

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $304 $304 $304
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,970 $2,593
Total Monthly Payment $2,271 $2,349 $2,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.