317 BELLINGRATH TERRACE, Deland, FL, 32724 | $359,000

Under contract-accepting backup offers. Immaculate Duke Model in Victoria Gardens – Premier 55+ Community! Don’t wait too long — this beautifully maintained Duke floor plan home is move-in ready and priced to sell. Located in the highly desirable Victoria Gardens, one of DeLand’s premier 55+ gated communities, residents enjoy a guarded entrance and an impressive array of resort-style amenities, including a sparkling community pool, tennis courts, fitness center, recreational clubhouse with daily activities, an on-site restaurant, and much more. This spacious home features formal living and dining rooms that are perfect for entertaining, along with an open-concept great room adjoining the kitchen and dinette area. There are three large bedrooms, including a luxurious primary suite with a relaxing garden bath, dual closets, and French door access to the screened porch. The home is filled with natural light, enhanced by multiple French doors that open to the backyard, creating a bright and inviting atmosphere throughout. A large, screened lanai offers the perfect place to unwind, complete with a wood-burning fire pit to enjoy on cool winter evenings. Whether you’re seeking a relaxed lifestyle or one filled with social activities, this home and the Victoria Gardens community offer the best of both worlds. Located in the heart of DeLand, Victoria Gardens combines comfort, community, and convenience — making it the ideal place to call home.

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 77 x 115
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2004
  • Garage: 2-car Garage Door Opener, Garage Faces Side
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,240
  • Acreage: 0.18
  • Lot Size: 77 x 115
  • Est. Taxes: $3,399
  • HOA Fee: $1,566 Quarterly
  • Lot Desc: Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4945708
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/V4945708/317bellingrathterrace_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 5:47:07 PM)
Listing courtesy of SWANN REAL ESTATE INC   Phone: 386-738-3688

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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317 BELLINGRATH TERRACE, Deland, FL, 32724

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,631 $1,745 $2,309
Total Monthly Payment $1,989 $2,103 $2,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.