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Presented by
The One Team |
Welcome to Easy Island Living at Point James!Discover the perfect blend of comfort and convenience in this beautifully maintained 3-bedroom, 2-bath ground-floor condo on James Island. Located in the desirable Point James community, Unit 10D offers effortless single-level living just minutes from Downtown Charleston and Folly Beach. Step inside to an inviting open floor plan filled with natural light, featuring a spacious living area, dining space, and updated kitchen with stainless steel appliances and ample storage. The primary bedroom suite includes a private bath and generous closet space, while two additional bedrooms offer flexibility for guests, a home office, or workout space. Enjoy quiet mornings or evening breezes on your private patio, surrounded by mature trees and lushlandscaping. As a ground-floor unit, you'll love the easy access with no stairs perfect for everyday living or lock-and-leave convenience. The Point James community offers an array of amenities, including a clubhouse, fitness center, pool, and tennis courts. HOA dues cover exterior maintenance, landscaping, and insurance, providing truly low-maintenance living. Whether you're a first-time buyer, investor, or looking to downsize near Charleston's best attractions, Unit 10D at Point James is the ideal opportunity to enjoy island life with city convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$293,000
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $234,400 | $234,400 | $234,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,331 | $1,404 | $1,884 |
| Total Monthly Payment | $1,406 | $1,479 | $1,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.