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Presented by
Moe Steverman |
Location! Location! Location! Never flooded, No HOA, Separate efficiency apartment, room for an RV or Boat with 50 amp service - all ideally located in sought-after Davis Shores, this charming coastal residence offers the perfect blend of walkability and lifestyle—just a 9-minute stroll over the Bridge of Lions into historic downtown St. Augustine, with the restaurants, bars, breweries, and shops of Anastasia Island just steps away. The inviting front porch with rocking chairs and a retractable screen welcomes in the bay breeze, while the bright, open interior showcases hardwood floors, detailed trim, generous storage, and light coastal tones throughout. The updated kitchen is designed for both function and style, featuring granite countertops, cork flooring, stainless steel appliances including a dual-fuel range, open shelving, soft-close cabinetry, expanded seating, and a tucked-away bar area. The spacious primary suite offers dual closets and a beautifully renovated ensuite with marble tile, glass-enclosed shower, custom wainscoting, and designer finishes. A second ensuite has been thoughtfully refreshed with updated fixtures. The mudroom/laundry connects to the two-car garage and opens to a stamped concrete patio, surrounded by lush, irrigated landscaping—including a fig tree—creating a cozy setting for outdoor entertaining. Upstairs, a private-entry efficiency apartment with kitchenette, new HVAC, walk-in closet, and full bath provides exceptional flexibility for guests, in-laws, a home office, or income potential. A rare opportunity to own a thoughtfully updated home in one of St. Augustine’s most desirable neighborhoods. www. 26dolphindr. com
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Our Executive Mortgage Banker:
Our Insurance Division:
$774,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.799.7133
Moe.Steverman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $619,920 | $619,920 | $619,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,867 | $5,106 |
| Total Monthly Payment | $4,194 | $4,348 | $5,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.