10 Seagate DR, Naples, FL, 34103 | $11,495,000

A rare opportunity to reside in the prestigious and highly exclusive Seapoint at Naples Cay. Positioned on the tenth floor, this direct beachfront residence offers nearly 5, 000 square feet under air with sweeping, unobstructed panoramic views of the Gulf of Mexico and Clam Bay at an ideal elevation. This fully furnished four bedroom, four and a half bath home features expansive living spaces including a spacious great room that opens to the lanai, designed to capture breathtaking water views and coastal sunsets and equipped with a built in gas grill. A private two car garage accompanies the residence. The gourmet kitchen is equipped with a natural gas range, a rare and highly desirable feature in luxury beachfront condominiums. Seapoint is an intimate building with only 28 residences, offering a luxurious coastal lifestyle. Amenities include an elegant community room, beachfront infinity edge pool and spa, state of the art fitness center, two well appointed guest suites, gated entry, 24 hour front desk attendant, and concierge style security. This direct Gulf front enclave is only steps from Naples’ pristine white sand beach and offers a private kayak launch into Clam Bay. Ideally located in Naples Cay between Park Shore and Pelican Bay, within close proximity to Waterside Shops, Venetian Village, Artis Naples, Fifth Avenue South, and Mercato.

Features

  • Building Design: High Rise (8+)
  • Parking: 2 Assigned
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Beach Access,Bike And Jog Path,Community Pool,Community Room,Community Spa/Hot tub,Concierge Services,Exercise Room,Guest Room,Internet Access,Streetlight,Tennis Court,Trash Chute,Underground Utility
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Complex: SEAPOINT AT NAPLES CAY
  • Development: NAPLES CAY
  • Year Built: 1991
  • Common Charge: $15,000 Quarterly
  • Approx Sq. Feet: 4,950
  • Est. Taxes: $48,905
  • Lot Desc: Zero Lot Line
  • View: Bay,City,Gulf,Gulf and Bay,Water,Water Feature
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: SEA GATE ELEMENTARY SCHOO
  • Middle School: GULFVIEW MIDDLE SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 225078392
  • Website: https://www.raveis.com
    /prop/225078392/10seagatedr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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10 Seagate DR, Naples, FL, 34103

$11,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $9,196,000 $9,196,000 $9,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $4,075 $4,075 $4,075
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $52,937 $55,135 $75,750
Total Monthly Payment $57,137 $59,335 $79,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.