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This 3-bedroom 2-bath split floor plan Terra Alta home in Debary with NO mandatory HOA on YOUR OWN LAND is in great condition and is located very close to Orange city, yet Deland and Sanford are right down the street. Inside, the main living area greets you with beautiful wood flooring and cathedral ceilings and flows gently into the kitchen and dining areas. The kitchen includes all matching appliances, a breakfast bar, and features an abundance of countertops and cabinetry for storage, including a reach-in pantry, making it both attractive and functional. The large Primary Bedroom suite features a huge private ensuite bath with dual sinks, soaking tub, and a walk-in shower. This home has plenty of space for additional parking, including covered parking towards the rear of the home. Additional features include a large indoor laundry room, a NEWER ROOF, the exterior electrical panel being recently replaced, and one of the sheds stays with your new home. There is an inexpensive OPTIONAL HOA that includes a swimming pool, clubhouse and shuffleboard. The bus line, shopping, restaurants and I-4 are just a short hop away, making the ride to Orlando and the beaches a breeze! Ask your RealtorĀ® for the unbranded virtual walking tour of this home. All measurements are approximate and should be independently verified.
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Our Executive Mortgage Banker:
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$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,026 | $1,097 | $1,473 |
| Total Monthly Payment | $1,312 | $1,383 | $1,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.