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This 2-bedroom, 2-bathroom turnkey furnished mobile home in the highly sought-after Golf Lakes Cooperative Community offers excellent value with a new roof in 2024 (with transferrable warranty), new kitchen cabinets that feature a lazy susan with soft close doors and drawers, new hot water heater 2023, and a new guest bath vanity with beautiful new countertops for the guest bath and kitchen. Located in a pet-free, resident-owned 55 plus community, the home features a lanai that is both screened to keep the bugs out but also has a vinyl weather panel, a covered carport, welcoming and sunny front porch (with a pond view!), and a large storage shed that includes a full-size washer and dryer. Golf Lakes is a gated, premier 55 and over community with a wide range of amenities such as a par-3 golf course, heated swimming pool and spa, fitness center, pickleball courts, shuffleboard, lawn bowling, and a clubhouse with numerous social activities. Conveniently close to Coquina Beach, Holmes Beach, Anna Maria Island, shopping centers, medical facilities, and restaurants, this community offers an active lifestyle with low monthly fees that cover water, sewer, trash, cable, internet and more! This is ideal for anyone seeking an affordable home in an active and vibrant community near beautiful Gulf Coast beaches. Seasonal rentals are allowed and cooperative ownership ensures a friendly, well-maintained neighborhood. Don’t miss the opportunity to make Florida sunsets and palm trees your daily view. Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $143 | $143 | $143 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $576 | $599 | $797 |
| Total Monthly Payment | $793 | $816 | $1,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.