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Presented by
The MCM Team |
Picture Perfect Ranch-Ideally set on a corner lot just one minute to Federal Rd's shopping and restaurants! This 2-3 bedroom home offers convenient one-level living with a spacious living room with wood-burning fireplace, cozy updated kitchen with granite countertops, upgraded cabinetry and stainless steel appliances, plus an adjoining dining room and a lovely three-season screen porch overlooking the level back yard. The main floor also includes two good-sized bedrooms (a wall was removed to expand one bedroom, could be changed back to a three bedroom setup in the future) and a full bathroom. There is also hardwood flooring underneath the carpeting on the main floor. Downstairs has a large finished bonus room, plus two storage/utility rooms with laundry, which could be finished to add more living space. There is a one car garage on the main level (no steps entry) and a great yard with mature trees for natural privacy, perfect for gardening or outdoor activities. Unbelievable commute location, under two minutes to the highway and shopping and five minutes to Candlewood Lake. Loving cared for and ready for its new chapter! Estate sale, subject to probate approval.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Dining Room | Main | |
| Kitchen | Main | |
| Living Room | Fireplace,Wall/Wall Carpet,Hardwood Floor | Main |
| Primary Bedroom | Main | |
| Rec/Play Room | Lower | |
| Sun Room | Main |
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$439,900
Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $520 | $520 | $520 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,971 | $2,108 | $2,806 |
| Total Monthly Payment | $2,566 | $2,703 | $3,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.