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One or more photo(s) has been virtually staged. NO HOA! MARVELOUS WATER VIEW FROM YOUR BALCONY! Beautiful 2BR 2. 5BA two-story townhouse in Oldsmar, FL. Master bedroom has French doors that open to a wonderful water view right in your backyard. . . . enjoy the view of two lakes and a creek with stunning wildlife! Best of all, you get to rest assured that your property is high and dry, NO WATER INTRUSION! The property features an in-demand open concept floor plan layout & an L-shaped kitchen area with granite counter tops, under stair storage, kitchen pantry, newer bathroom vanities with tons of counter space and storage in the master bedroom. Upgrades galore including a new upgraded electrical panel, screened back and front porch with security camera and doorbell, new air conditioner with programmable thermostat, new hurricane sliders, new Energy Star stainless steel refrigerator/freezer, new disposal and new reverse osmosis water system. RENTED solar system proven to lower electric bills. Solar panels are leased at $108/per month. Tile and laminate flooring throughout. The front and back porches are screened, and the backyard area is spacious and fenced. . . perfect for backyard parties and barbecues, pets, gardening, or any other activity you can imagine, thanks to no HOA and no CCD restrictions! The master bedroom features a spacious balcony with a charming view of the nearby lake and creek. Property is also equipped with an indoor laundry closet including Energy Star front loader washer and dishwasher. Just minutes away from Mobbly Bayou Beach Park, the local theatre, grocery store, hospital, and many other services. NEW ROOF 02/2023. NEW HVAC 2023. NEW WATER HEATER 2023. Seller financing and private financing available. DO NOT WAIT; it will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,999 | $199,999 | $199,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $236 | $236 | $236 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,136 | $1,198 | $1,595 |
| Total Monthly Payment | $1,447 | $1,509 | $1,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.