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BACK ON MARKET — PREVIOUS CONTRACT FELL THROUGH DUE TO BUYER FINANCING — NOT THE PROPERTY. This home passed every inspection and is 100% move-in ready. The sellers even retained the full escrow deposit. Their loss is your opportunity — don't let this one slip again.
WATERFRONT PARADISE IN PELICAN HARBOR — EXTENSIVELY UPDATED. Meticulously maintained 2-bedroom, 2-bathroom manufactured home offering 71 feet of navigable waterfront with direct access to the Peace River, Charlotte Harbor, and Gulf of America. WATERFRONT FEATURES: Professionally installed concrete seawall (2018) with 8, 000 lb. boat lift (2020) featuring new canopy (2021). Patio sliders lead to custom deck and patio (2021) with steps down to the canal. Enjoy fishing from your backyard with preserve views providing privacy and wildlife watching. MAJOR UPDATES — NO EXPENSE SPARED: New roof (2023). Complete A/C system and all ductwork replaced (2024). Sprayfoam insulation and vapor barrier upgrade to entire undercarriage (2024). Brand new carpet in both bedrooms (2025). Electrical meter base replaced (2025). Granite countertops throughout with custom cocktail bar and cabinets plus coffee bar station (2022). Samsung appliance suite (2022). Interior completely repainted with updated lighting fixtures (2022). Water heater (2021). Additional sidewalk and secure storage (2021). INTERIOR FEATURES: Open-concept kitchen, dining, and living areas. Light cabinetry with granite counters and all appliances included. Master bedroom features oversized walk-in closet and ensuite bath with dual sinks, garden tub, and walk-in shower. Guest bathroom has tub/shower combo. Inside laundry with washer and dryer included. Oversized 2-car wide covered carport. PEACE OF MIND: No water intrusion ever. Transferrable FEMA flood insurance paid in full through December 2027 — substantial savings for buyer. Energy efficient with upgraded insulation and modern A/C. PELICAN HARBOR COMMUNITY: Well-managed, financially responsible 55+ deed-restricted, land-owned community. Heated pool, recreation facility, library, shuffleboard courts, and card tables. Community improvements include all roads repaved (2025), upgraded water treatment plant (2025), and completely remodeled clubhouse post-Hurricane Milton. Minutes from downtown Punta Gorda, Fishermen's Village, dining, shopping, farmer's market, and medical facilities. Consider a REVERSE MORTGAGE Purchase — put down 40-50% and never make another monthly mortgage payment for as long as you live in the home. This exceptional waterfront home is truly move-in ready from foundation to roof. The sellers have invested heavily so the next owner can simply enjoy it. Don't miss this second chance — qualified buyers, let's close this.
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Our Executive Mortgage Banker:
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$248,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,400 | $198,400 | $198,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,206 | $1,253 | $1,648 |
| Total Monthly Payment | $1,485 | $1,532 | $1,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.