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REDUCED - WATERFRONT PARADISE IN PELICAN HARBOR - EXTENSIVELY UPDATED Meticulously maintained 2-bedroom, 2-bathroom manufactured home offering 71 feet of navigable waterfront with direct access to the Peace River, Charlotte Harbor, and Gulf of America. WATERFRONT FEATURES: Professionally installed concrete seawall (2018) with 8, 000 lb. boat lift (2020) featuring new canopy (2021). Patio sliders lead to custom deck and patio (2021) with steps down to the canal. Enjoy fishing from your backyard with preserve views to the right providing privacy and wildlife watching. MAJOR UPDATES - NO EXPENSE SPARED: New roof (2023). Complete A/C system and all ductwork replaced (2024). Sprayfoam insulation and vapor barrier upgrade to entire undercarriage (2024). Brand new carpet in both bedrooms (2025). Electrical meter base replaced (2025). Granite countertops throughout with custom cocktail bar and cabinets, plus coffee bar station with cabinets (2022). Samsung appliance suite (2022). Interior completely repainted with updated lighting fixtures (2022). Water heater (2021). Additional sidewalk and secure storage (2021). INTERIOR FEATURES: Open-concept kitchen, dining, and living areas perfect for entertaining. Light cabinetry with granite counters and all appliances included. Master bedroom features oversized walk-in closet and ensuite bath with dual sinks, garden tub, and walk-in shower. Guest bathroom has tub/shower combo. Inside laundry with washer and dryer included. Hallway storage cabinets. Oversized 2-car wide covered carport. PEACE OF MIND: No water intrusion ever! Transferrable FEMA flood insurance paid in full through December 2027 - substantial savings for buyer. Professional pest control maintained. Energy efficient with upgraded insulation and modern A/C system. PELICAN HARBOR COMMUNITY: Well-managed, financially responsible 55+ deed-restricted, land-owned community. Amenities include heated pool, recreation facility, loan library, shuffleboard courts, and card tables. Community improvements include all roads repaved (2025), upgraded water treatment plant (2025), and completely remodeled clubhouse (post-Hurricane Milton). Short drive to downtown Punta Gorda for dining, shopping, Fishermen's Village, parks, farmer's market, festivals, and medical facilities. Consider a REVERSE MORTGAGE Purchase – it might be your perfect solution! Put down 40-50% of the purchase price and never make another monthly mortgage payment for as long as you live in the home. Preserve your savings, maintain your lifestyle, and enjoy true financial peace of mind. This exceptional waterfront home is truly move-in ready with extensive updates from foundation to roof, inside and out. The sellers have invested heavily to ensure decades of worry-free enjoyment for the next owner. Don't miss this rare opportunity for maintenance-free waterfront living in one of Punta Gorda's most desirable 55+ communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,197 | $1,246 | $1,658 |
| Total Monthly Payment | $1,476 | $1,525 | $1,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.