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Lakefront Gem! Enjoy beautiful Highland Lake from this spacious three-bedroom contemporary located on 6. 16-acres. The house features 1, 692sf plus a finished basement with a two-car garage, and a brand-new dock. There is about two acres of land, the rest is the lake. The house is set far back off the road, down a long driveway, to ensure privacy and proximity to the water. Highland Lake is a sparkling 198-acre motorboat lake offering endless water sports and excellent fishing. The house is not located in an HOA, so short-term rentals are allowed. Summer 2026 will be here before you know, come find the lake house you have been dreaming about! The main level features a spacious living room with hardwood floors, double-height ceilings, and a stone wall with a fireplace, all with views of the trees and lake. There is a dining area that can accommodate a large table and has a sliding door out to the back deck. The kitchen offers stainless-steel appliances, granite countertops, and recessed lighting. There is one bedroom which has access to the front deck, plus a half bathroom in the hallway. The upper level has two bedrooms and two full bathrooms. Both bedrooms are spacious and offer private decks! The primary bedroom has sweeping lake views, and the en-suite bathroom has a large walk-in shower and a closet. The finished basement is currently set up as the perfect family room and there is a sliding door leading out to the backyard and lake. There is a half bathroom and a laundry closet off the main room. The two-car garage has plenty of space for all your lake toys and features two brand new electronic doors. There is a super-efficient, propane fired Navien boiler that provides heat and hot water. The house is situated on a beautiful clearing which provides a massive front yard and a spacious backyard. There is a new path leading down to the lake with a platform for boat storage at the bottom. Included in the sale is a brand new $15, 000 floating dock. The dock extends 42’ into the lake with a 10’x12’ sitting area and a 10’x10’ swim dock. Highland Lake is a quiet and serene hamlet located about 95 miles from New York City. The biggest attraction is of course the namesake lake, but other attractions include the nearby Delaware River, Rio Reservoir, hiking trails, and Circle Park. Sand Beach, which offers lakefront fun with a bar and restaurant, is under a half mile from the house. The hamlet of Eldred is located just five minutes away and offers convenient shopping and dining options including Peck’s Market, Corner Piazza, The Corner Ice Cream Store, Shrewd Fox Brewery, a library, and a Dollar General.
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $1,040 | $1,040 | $1,040 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,114 | $4,146 |
| Total Monthly Payment | $4,125 | $4,246 | $5,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.