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Welcome to this charming home, lovingly maintained by its original owners. Nestled in a lovely neighborhood, this 3-bedroom, 2 full bath home exudes pride of ownership and exceptional curb appeal. Mature landscaping surrounds the property, creating a picturesque setting from every angle. Enjoy relaxing moments on the inviting covered front deck, complete with a retractable awning, perfect for sipping your morning coffee or an afternoon cup of tea. Inside, you’ll find gorgeous flooring throughout and a thoughtfully designed layout that feels both comfortable and spacious. The home features a formal living room with a cozy wood stove, an ample-sized family room, a dining area, and a kitchen with warm wood cabinetry. Two bedrooms each have access to a full bath, and an additional bedroom offers flexibility for guests or a home office. A full unfinished dry locked basement provides plenty of storage or future expansion possibilities. The roof was replaced only two years ago. Central air replaced. Electric panel only 3 years old. The burner is only 1 year old. Enjoy privacy in your backyard with rear deck for barbecues and entertaining. Possible accessory apartment with proper permits. Come see your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,033 | $1,033 | $1,033 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,628 | $2,816 | $3,795 |
| Total Monthly Payment | $3,753 | $3,941 | $4,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.