13520 SE 87TH CIRCLE, Summerfield, FL, 34491 | $350,000

Enjoy one of the best views in Del Webb Spruce Creek from this beautifully updated home overlooking a peaceful pond and fountain with stunning western sunsets. As you step inside, you’re welcomed into a bright, open floor plan with uniform waterproof luxury vinyl plank flooring flowing throughout, complemented by new recessed lighting, modern fans, and updated fixtures. The light and airy eat-in kitchen features white cabinetry, white quartz countertops, a white tile backsplash, and brand-new Whirlpool stainless steel appliances, with matching quartz also carried into both bathrooms for a seamless, polished look. The living, dining, and kitchen areas connect effortlessly, making the space ideal for both relaxing and entertaining. The Florida room is lined with windows to take in the tranquil waterfront and sunset views, and when the weather is nice, step out under the pergola to relax and watch the fountain as the sun dips below the horizon. The home feels fresh inside and out with newly completed interior and exterior paint, and even the garage has been updated with a freshly epoxied floor. Additional highlights include a 2022 roof, 2021 A/C, and fully paid solar panels installed in 2018. Situated on an oversized lot, this move-in-ready home is located in a vibrant 55+ golf community offering three recreation complexes, two outdoor pools, an indoor lap pool, pickleball, tennis, shuffleboard, bocce ball, volleyball, a softball field, basketball court, walking trails, a state-of-the-art fitness center, and access to over 100 clubs and classes.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 78 x 174
  • Laundry: Inside
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,554
  • Acreage: 0.31
  • Lot Size: 78 x 174
  • Est. Taxes: $1,918
  • HOA Fee: $200 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: G5104088
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/G5104088/13520se87thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 12:01:37 AM)
Listing courtesy of ARROW REALTY & INVESTMENTS INC   Phone: 352-326-8282

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13520 SE 87TH CIRCLE, Summerfield, FL, 34491

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,701 $2,269
Total Monthly Payment $1,825 $1,936 $2,504

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.