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Welcome to 3019 Sipp Avenue! Located in the Desirable Eagle Estates Community. This beautifully renovated Hi-Ranch features 3 bedrooms and 1 full bathroom, a bright and open layout ideal for modern living. The home showcases beautiful natural hardwood floors throughout, creating a warm and inviting atmosphere. Sliding glass doors open to your attached sunroom, the perfect spot to enjoy your morning coffee, unwind after a long day, or gaze at the stars at night. The unfinished basement provides endless possibilities. Whether you envision a recreation area, home office, or potential mother/daughter setup (with proper permits). Enjoy numerous upgrades throughout, including a new paver-lined driveway and walkways, new septic system, updated electrical panel, and a roof approximately 10 years young. Located in the Patchogue-Medford School District, this home is close to all. Minutes to Eagle Estates Park, the Long Island Expressway, and major shopping destinations such as Sam’s Club, Target, and LA Fitness. Commuters will love the 15-minute drive to the Ronkonkoma Train Station, providing easy access to New York City, and proximity to Stony Brook University & Hospital (25 mins), Smith Haven Mall (21 mins), and Port Jefferson Village (25 mins), where you can catch the ferry to Connecticut. Low taxes of only $9, 234. 56 before STAR, this move-in-ready home offers unbeatable value in one of Medford’s most sought-after neighborhoods. THIS WILL NOT LAST!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $770 | $770 | $770 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,531 | $2,707 | $3,604 |
| Total Monthly Payment | $3,393 | $3,569 | $4,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.