55 VALENCIA DRIVE, Dunedin, FL, 34698 | $1,475,000

Live the Dunedin Dream — MUST SEE BACKYARD! Pool Home Steps from Edgewater Drive, Without the Flood Zone Risk!(FLOOD ZONE X)

Welcome to your own slice of paradise in the heart of Downtown Dunedin, just one street from Edgewater Drive and the sparkling waters of St. Joseph Sound. Here, you can enjoy the beauty and coastal breeze without the worry of flooding — this home is not in a flood zone!

This 2-bedroom, 2. 5-bath pool home sits proudly on a spacious double lot, surrounded by lush tropical landscaping and a brand-new white vinyl fence (2025). A new roof(2025), along with a 2019 A/C and water heater, offer peace of mind for years to come.

Inside, the home radiates warmth and character. The vaulted ceilings with shiplap accents create a bright, coastal atmosphere, while the open layout flows beautifully for entertaining. The brick-and-wood fireplace becomes the heart of the living space, framed by large picture windows that overlook your private backyard oasis.

The kitchen features solid wood cabinets, matching appliances, and plenty of prep space — perfect for hosting family and friends after a day on the water. Both bathrooms have been tastefully updated, and the spacious primary suite includes built-in storage for effortless living.

Step through the back door into your tropical retreat, complete with a sparkling pool and spa, surrounded by paver patios and mature palm trees — ideal for sunset gatherings and starry nights.

The oversized 625 sq. ft. two-car garage is an extension of the home’s style and quality, featuring epoxy flooring and even a half bath with epoxy floors, making it perfect for hobbyists, artists, or golf cart enthusiasts.

Beyond your doorstep, the Dunedin lifestyle unfolds — walk, bike, or golf cart to the Pinellas Trail, boutique shops, local breweries, and waterfront restaurants. Catch a Toronto Blue Jays Spring Training game at TD Ballpark, or toast the sunset from the historic Fenway Hotel. Every day here feels like vacation — infused with charm, community, and coastal calm.

This is more than a home — it’s a Dunedin way of life. Come see it for yourself and fall in love with this rare downtown gem.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 110 x 130
  • Laundry: Other
  • Style: Mid-Century Modern
  • Year Built: 1955
  • Garage: 2-car Bath In Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,119
  • Acreage: 0.33
  • Lot Size: 110 x 130
  • Est. Taxes: $3,800
  • Lot Desc: Oversized Lot
  • Pool: In Ground
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8444892
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /eprop/TB8444892/55valenciadrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 11:17:07 PM)
Listing courtesy of KATIE DUCHARME REALTY, LLC   Phone: 727-492-8490

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

55 VALENCIA DRIVE, Dunedin, FL, 34698

$1,475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,180,000 $1,180,000 $1,180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.826%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,608 $6,980 $9,720
Total Monthly Payment $7,050 $7,422 $10,162

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.