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2. 75% ASSUMABLE MORTGAGE: Welcome home to the beautifully maintained and ACTIVE 55+ Community of Wellington at Seven Oaks. This home is situated on a cul-de-sac and includes a large eat-in kitchen, separate dining room, indoor laundry room, and three bedrooms, of which one is located right off the living area and offers flexible functionality as a den, study, or family room. Cathedral ceilings contribute to the spaciousness of this home. The kitchen includes a large breakfast area plus a breakfast bar overlooking the living area. The primary bedroom suite includes double vanities, and a convenient walk-in shower with a built in seat. A glass slider leads from the living room out to the screened and covered lanai offering a comfortable outdoor spot to relax. The lanai is equipped with a portable A/C unit that stays with the home. The roof was replaced in 2015 and HVAC in 2016. Community amenities include a beautiful club house with a restaurant, Olympic-size pool and hot tub, fitness room, meeting and computer rooms, tennis, pickle ball and bocce ball courts, horse shoe rings, and a library. No need to leave the community if you are looking for something to do as the community has events planned out every month (see calendar of events in attachments). Members of the community also organize their own gatherings. Spaces in the community center can be rented out for such events. The community has everything you need within a 5-10 minute drive including a hospital, grocery store, and numerous restaurants. Nearby, enjoy numerous golf courses or local attractions including Weeki Wachee State Park with its world famous Mermaids, Pine Island beach area, fishing piers, numerous boat ramps and kayak launch areas or take a short drive to Homosassa Springs State Park.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$282,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $225,600 | $225,600 | $225,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $217 | $217 | $217 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,246 | $1,353 | $1,814 |
| Total Monthly Payment | $1,538 | $1,645 | $2,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.