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Welcome to coastal living at its finest — a rare opportunity to own a three-story beach-side residence that blends the feel of a private townhome with the convenience and low-maintenance lifestyle of condo living. Just a short walk to the sand, surf, and vibrant beachfront dining, this home delivers the best of Florida living. Step inside and you’ll immediately notice the thoughtful layout. The main living level offers an open-concept floor plan perfect for entertaining, with abundant natural light and coastal breezes. The top floor features spacious bedrooms designed for privacy and relaxation, including a generous primary suite. What truly sets this home apart is the enclosed ground-level garage and bonus flex-space — an incredibly valuable feature in this area. Whether you're envisioning a home gym, workshop, art studio, game room, or private retreat for guests, this versatile space is ready to fit your lifestyle. This lower-level flex space previously experienced flood damage, like many homes in the surrounding beach community. The owner proactively and professionally restored it, ensuring it has been thoughtfully put back together for peace of mind and full functionality. Buyers benefit from transparent history and a space that has already been handled and improved. Outdoor living is easy here — enjoy morning coffee on your balcony, take a short stroll to the Gulf to unwind at sunset, or bike to nearby restaurants, parks, and shops. This is where coastal convenience meets flexible living. If you’ve been looking for a beach-area property that offers privacy, storage, lifestyle flexibility, and walkability — this is the one that checks every box.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $624 | $624 | $624 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,603 | $2,745 | $3,566 |
| Total Monthly Payment | $3,319 | $3,461 | $4,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.