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Set on 7 parklike acres framed by woodland, Spruce Haven is a serene country retreat where open lawns, stately maples, stonewalls and the soothing sounds of Scott Brook create a distinctly gracious experience. The brook meanders along the property line and next to a delightful old barn, offering a tranquil place to reflect or for younger explorers to wade and wander. And a bijou guest house is a charming plus to the renovated main home. A heated pool is just outside the house, flanked by stone patios with space to grill, dine and to relax in the hot tub. Further down the lawn a cute red building houses the one bedroom, one bathroom guest house, which features a little kitchenette. Inside, the home blends rustic Catskills charm with modern renovation and addition. The open-concept main floor connects a sleek chef's kitchen to a spacious living room with Sonos sound. Three bedrooms (2 upstairs), all en suite, and 3. 5 baths, include a ground-floor primary suite. Upstairs, along with the two guest suites, a light-filled lounge opens onto a balcony overlooking the sweeping lawns and charming barn. Located just outside Grahamsville within the Catskill Park, Spruce Haven is handy to hiking trails, including Red Hill Fire Tower and Slide Mountain, plus kayaking or canoeing on the Neversink Reservoir.
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,599 | $3,968 | $5,556 |
| Total Monthly Payment | $4,168 | $4,537 | $6,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.