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Presented by
The Jay and Carol Kelly Team |
One or more photo(s) has been virtually staged. This beautiful 4-bedroom, 2-bathroom home boasts an open floor plan featuring wood-look tile flooring throughout the main living space. The front of the home offers a flexible formal/bonus area, perfect for a formal living room, a dedicated home office, or a media room. The kitchen, equipped with SS appliances, granite countertops and bar seating flows seamlessly into the casual dining area and family room. The family room opens directly to a screened in lanai and the incredible backyard retreat. The primary suite features a spacious walk-in closet and a private bath with his and her vanities. The three guest bedrooms offer ample closet space and share a well-appointed hall bathroom. Step outside into your fully fenced backyard haven, complete with a sparkling inground pool featuring a built-in sun shelf and an extended paver deck for lounging, surrounded by plenty of greenspace. Set on a nice-sized lot with houses spaced far apart for excellent privacy, this home also includes a 2-car attached garage and significant recent updates: 2025: House Exterior Paint, 2024: New Irrigation System & 2024: Front and Back Porch Screen Enclosure. The Groves at Baytree is a quiet neighborhood nestled in the Chain of Lakes area with easy access to Lake Harris, Lake Dora, and Lake Eustis, plus convenient shopping and dining nearby. Tour this wonderful, updated home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
Sales Associates
William Raveis Real Estate
Phone: 860.550.0295
TheKellyTeam@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $280 | $280 | $280 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,082 | $2,196 | $2,874 |
| Total Monthly Payment | $2,437 | $2,551 | $3,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.