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A truly rare find, this beautiful pool home in the highly sought-after community of New Smyrna Beach offers the perfect blend of modern comfort and coastal sophistication—just steps from the ocean. Completely remodeled, the main residence features three bedrooms and two and a half baths, while a detached guest cottage provides a versatile fourth bedroom that can easily serve as an art studio, private office, fitness space, or playroom. The inviting layout welcomes you with spacious living and dining areas anchored by an electric fireplace, leading seamlessly to a modern kitchen and family room that overlook the backyard oasis. The gourmet kitchen is appointed with quartz countertops, stainless steel appliances, soft-close cabinetry, a stylish tile backsplash, a walk-in pantry, and a charming window above the sink that fills the space with natural light. Indoor-outdoor living comes effortlessly with an expansive covered and screened porch, offering both shaded and open-air lounging areas perfect for entertaining or quiet relaxation. Set on a deep 150-foot beachside lot, the property’s backyard is a true paradise, complete with a tiki bar equipped with electric, a slate wood-burning fireplace, and a sparkling saltwater pool finished with PebbleTec and a built-in umbrella ledge for ultimate comfort. The detached cottage, fully remodeled in 2020, has been enhanced with a new mini-split A/C system in 2025 and offers exceptional flexibility for guests or creative pursuits. Recent improvements throughout the property reflect careful attention to detail and quality craftsmanship. The main home and tiki bar received new roofs in 2021, while the cottage’s roof was replaced in 2020. Additional enhancements include new impact-resistant windows, a new paver driveway, fresh landscaping, a new gas water heater installed in 2024, a hurricane-rated garage door, and fresh exterior paint completed in 2025. The main home’s A/C was replaced in 2020, and a new electric pool heater ensures year-round enjoyment. For added convenience, the property also includes a newly relocated laundry area with extra storage, a 50-amp RV hookup, and updated tiki bar amenities. This home is serviced by natural gas, city water, and city sewer, and includes an irrigation well. With no HOA restrictions, the freedom to enjoy coastal living at its finest is yours. Located just 657 feet from beach access and moments from New Smyrna’s vibrant restaurants, boutiques, and local attractions, this residence perfectly captures the essence of the Florida coastal lifestyle. Come home to New Smyrna Beach—where every day feels like a vacation.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $839,200 | $839,200 | $839,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.585% | 5.806% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,699 | $4,897 | $6,913 |
| Total Monthly Payment | $4,824 | $5,022 | $7,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.