Discover a piece of Woodstock Park history in this charming four-bedroom Craftsman American Four Square, part of the storied “Teachers Row” – a collection of homes built in the early 1900s for educators. With its distinctive mansard roof, welcoming front porch, and timeless architectural character, this residence offers both historic charm and everyday comfort. Inside, original details abound. The first floor showcases pickled oak woodwork and oak floors, with the warmth continuing upstairs in the hallway, while the bedrooms feature classic pine flooring. The entry parlor is centered around a striking tapestry fireplace with a wood-burning stove and inglenook seats, adding character and comfort. The living room and dining room have coffered ceilings. The kitchen blends modern function with craftsmanship, offering Corian counters and hand-crafted hickory cabinets. Purchased by the current family in 1979, they are only the third to call this home their own. While the property would benefit from some cosmetic updates, it stands as a rare opportunity to own a home with enduring history, craftsmanship, and charm in one of Yonkers’ most distinctive neighborhoods. Practical updates include gutters fitted with a leaf guard, while thoughtful ownership is evident throughout.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,801 | $2,917 | $3,890 |
| Total Monthly Payment | $4,025 | $4,141 | $5,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.