9075 Breakwater DR, Naples, FL, 34120 | $3,000,000

Welcome to your Naples waterfront lifestyle in The Quarry — Located in the EXCLUSIVE gated community of Breakwater Drive close proximity to the amenity-rich beach club where every day feels like vacation. This beautifully enhanced Modified Windsor floor plan featuring 5 Bedrooms (4 Ensuites), 4 full baths and a 3 car garage blends resort living with everyday comfort, offering a flexible layout and stunning lake views that make coming home feel like a getaway. Thoughtfully expanded to include a fifth bedroom with ensuite bath and an added den, this home lives large and feels light, bright, and updated throughout. The freshly painted interior (2025), custom light fixtures, and hardwood floors in the primary suite, guest bedroom, and den give a polished coastal feel. A frosted glass barn door adds privacy and style to the guest suites, while custom closet systems and remote-controlled room-darkening blinds provide everyday luxury. The main living area centers around a custom TV feature wall with a built-in fireplace, creating a warm and welcoming space for gatherings. Surround sound in the main living areas and outdoor lanai enhances movie nights for entertaining. The kitchen includes an induction stovetop and a reverse-osmosis water system, blending practicality with modern convenience. Step through the sliders and into your private outdoor oasis. Enjoy a saltwater infinity pool and spa overlooking PANORAMIC views of Stone Lake, framed by a picture-window lanai screen. A newer outdoor kitchen (2020) makes entertaining easy, while a private beach and deeded boat dock (#5) open the door to boating, kayaking, fishing, water-skiing, or simply watching the sunset over the lake. Behind the beauty, the home is built for lasting comfort and peace of mind with a newer AC handler (2021), whole-house surge-protector (2020), and whole-house generator (2024).
Life at The Quarry is all about lifestyle. This gated, amenity-rich environment is perfect for boating, jet-skiing, and water sports, but it doesn’t stop there. The Beach Club features a resort pool, lap pool, hot tub, tennis, pickleball, and bocce courts, plus a Tiki bar with poolside food and beverage service, a state-of-the-art wellness center, and a full-time activities director who curates social events year-round. Golfers will love the optional golf membership at The Quarry Golf Lodge, which currently offers a limited-time 3-year payment plan for the PGA-level Hurdzan-Fry 18-hole course. Whether you’re a dedicated player or simply love the golf-course lifestyle without the obligation, The Quarry offers the best of both worlds. This move-in-ready waterfront home combines comfort, craftsmanship, and convenience in one of Naples’ most desirable resort communities. It’s a place where you can boat in the morning, golf in the afternoon, and unwind by the pool as the sky glows over the lake — the perfect expression of the Naples lifestyle at The Quarry!

Features

  • Amenities: Beach - Private,Beach Club Available,Beach Club Included,Bike And Jog Path,Boat Storage,Bocce Court,Clubhouse,Community Boat Ramp,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Fitness Center Attended,Golf Course,Internet Access,Lakefront Beach,Lap Pool,Pickleball,Private Membership,Putting Green,Restaurant,Streetlight,Tennis Court,Underground Utility,Water Skiing
  • Bedrooms: 5
  • Baths: 4 full
  • Style: 1 Story/Ranch
  • Development: THE QUARRY
  • Year Built: 2016
  • Garage: 3.00 Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 3,085
  • Acreage: 0.27
  • Est. Taxes: $14,435
  • HOA Fee: $1,312 Annually
  • Master HOA Fee: $3,073
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Boating,Gated,Golf Course,Tennis
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Dock Deeded,Dock Included,Water Avail at Dock
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 225076981
  • Website: https://www.raveis.com
    /eprop/225076981/9075breakwaterdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9075 Breakwater DR, Naples, FL, 34120

$3,000,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,400,000 $2,400,000 $2,400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $1,203 $1,203 $1,203
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,816 $14,389 $19,770
Total Monthly Payment $15,144 $15,717 $21,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.