4450 GARDNER DRIVE, Port Charlotte, FL, 33952 | $425,000

Under contract-accepting backup offers. Tucked along a tranquil saltwater canal with 110 feet of waterfront, this rare . 32-acre lot captures the essence of Southwest Florida coastal living. Just ONE LOT in from open water, you’ll enjoy DIRECT, sailboat-accessible passage to Charlotte Harbor and the Gulf of Mexico-no bridges, no limits. Here, your backyard becomes your gateway to adventure-world-class Tarpon fishing, island hopping to Boca Grande, and sunset cruises along Port Charlotte Harbor. Design your dream retreat on a large homesite with room for a pool, multi-level home, or spacious outdoor living area-and with no deed restrictions, your vision can flow as freely as the tide. Beyond the dock, everything you love is nearby: Englewood Beach for quiet walks along the sand, the Charlotte Harbor Yacht Club for sailing and social gatherings, and Fishermen’s Village for shopping, dining, and waterfront entertainment. Punta Gorda Airport is just 15 minutes away, keeping travel easy yet keeping you close to paradise. Whether you’re drawn by the fishing, the freedom, or the lifestyle, this location brings it all together- a rare piece of land where life unfolds by the water, and every day feels like vacation.

Features

  • Lot Size: 105 x 124 x 100 x 146
  • Lot Desc: Buildable, Cleared, Cul-De-Sac, In County, Irregular Lot
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • MLS#: C7517253
  • Days on Market: 143 days
  • Website: https://www.raveis.com
    /prop/C7517253/4450gardnerdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 5:47:07 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Stiles & Dunn TeamSales Associate

413.336.4440

StilesDunn@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4450 GARDNER DRIVE, Port Charlotte, FL, 33952

$425,000

Stiles & Dunn Team

Sales Associate

William Raveis Real Estate

Phone: 413.336.4440

StilesDunn@raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,011 $2,121 $2,776
Total Monthly Payment $2,086 $2,196 $2,851

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.